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Tompkins Financial TMP Line of Credit Maximum Borrowing Capacity

Line of Credit Maximum Borrowing Capacity at other companies

Community Financial System logo
Community Financial SystemCBU
$25M0.0%
TFS Financial logo
TFS FinancialTFSL
$7.6B-0.4%

Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+53.1%
P/E-3.9×
P/S+0.1×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's line of credit maximum borrowing capacity?
Tompkins Financial (TMP) reported line of credit maximum borrowing capacity of $25M in Q4 2025.
How has Tompkins Financial's line of credit maximum borrowing capacity changed year-over-year?
Tompkins Financial's line of credit maximum borrowing capacity decreased by 0.0% year-over-year, from $25M to $25M.
What is the long-term trend for Tompkins Financial's line of credit maximum borrowing capacity?
Over 5 years (2020 to 2025), Tompkins Financial's line of credit maximum borrowing capacity has grown at a 0.0% compound annual growth rate (CAGR), from $25M to $25M.
What does line of credit maximum borrowing capacity mean?
This metric represents the maximum aggregate principal amount the company is authorized to borrow under its established credit facilities. It serves as a critical measure of financial flexibility and contingency liquidity available to the firm. A robust borrowing capacity ensures the company can meet unexpected funding demands or capital requirements.