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Plumas Bancorp PLBC Interchange Revenue

Interchange Revenue at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$3.53M+12.0%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$1.51M+6.0%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$3.23M+3.4%
ChoiceOne Financial logo
ChoiceOne FinancialCOFS
$1.89M+25.4%
First Financial Corporation logo
First Financial CorporationTHFF
$186K-13.1%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$1.51M+6.5%

Other financials

Income statement

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Revenue$96.0M+19.6%
Net income$9.8M+31.9%
EPS (diluted)$1.14-5.4%

Balance sheet

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Cash & equivalents$62.9M-28.0%
Total debt$28.7M+17.1%
Total equity$265.4M+41.5%
Total assets$2.2B+34.7%

Cash flow

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Operating cash flow$9.4M+25.4%
CapEx$137.0K-20.8%
Free cash flow$9.3M+26.5%

Valuation

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Market cap$398.65M+60.2%
Enterprise value$364.48M+95.9%
P/E12.5×+3.8×
P/S4.1×-0.3×

Profitability

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Net margin30.1%-4.6pp
FCF margin20.6%-15.5pp

Returns & leverage

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Return on equity14.1%-2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Plumas Bancorp in its filing.

Tagged under the XBRL concept plbc:InterchangeRevenue.

The official record: Plumas Bancorp’s 10-K, filed March 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Plumas Bancorp's interchange revenue?
Plumas Bancorp (PLBC) reported interchange revenue of $815.75K in Q4 2025.
How has Plumas Bancorp's interchange revenue changed year-over-year?
Plumas Bancorp's interchange revenue increased by 4.2% year-over-year, from $782.5K to $815.75K.
What is the long-term trend for Plumas Bancorp's interchange revenue?
Over 4 years (2021 to 2025), Plumas Bancorp's interchange revenue has grown at a -0.1% compound annual growth rate (CAGR), from $3.28M to $3.26M.
What does interchange revenue mean?
This represents non-interest income generated from transaction fees earned when customers use debit or credit cards processed through the bank's network. It serves as a recurring, fee-based revenue stream that helps diversify the bank's income beyond traditional interest-based products. High interchange revenue often correlates with strong customer engagement and transaction volume.