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Palomar Holdings, Inc. PLMR Change in unearned premiums

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$746.21M+14.3%

Other financials

Income statement

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Revenue$278.9M+59.7%
Net income$42.9M+0.1%
EPS (diluted)$1.570.0%

Balance sheet

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Cash & equivalents$56.5M-52.6%
Total debt$297.4M
Total equity$959.0M+21.3%
Total assets$3.6B+48.9%

Cash flow

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Operating cash flow$47.0M-46.1%
CapEx--100%
Free cash flow$47.0M-46.0%

Valuation

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Market cap$3.08B-12.8%
Enterprise value$3.32B
P/E16.1×-10.8×
P/S3.1×-2.6×

Profitability

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Net margin19.5%-2.0pp
FCF margin37.6%-14.0pp

Returns & leverage

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Return on equity21.8%+1.5pp
Debt / equity0.3×

Where this comes from

Reported directly by Palomar Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: Palomar Holdings, Inc.’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Palomar Holdings, Inc.'s change in unearned premiums?
Palomar Holdings, Inc. (PLMR) reported change in unearned premiums of $60.21M in Q4 2025.
How has Palomar Holdings, Inc.'s change in unearned premiums changed year-over-year?
Palomar Holdings, Inc.'s change in unearned premiums increased by 66.6% year-over-year, from $36.15M to $60.21M.
What is the long-term trend for Palomar Holdings, Inc.'s change in unearned premiums?
Over 4 years (2021 to 2025), Palomar Holdings, Inc.'s change in unearned premiums has grown at a 24.2% compound annual growth rate (CAGR), from $101.18M to $240.86M.
What does change in unearned premiums mean?
This reflects the change in the liability for premiums collected in advance that have not yet been earned through the passage of time. An increase in this balance indicates growth in the company's book of business and future revenue potential. It serves as a leading indicator of premium volume and the company's ability to attract and retain policyholders.