How has Palomar Holdings, Inc.'s unpaid losses and loss expenses changed year-over-year?

Palomar Holdings, Inc.'s unpaid losses and loss expenses increased by 10.5% year-over-year, from $40.28M to $44.52M.

What is the long-term trend for Palomar Holdings, Inc.'s unpaid losses and loss expenses?

Over 4 years (2021 to 2025), Palomar Holdings, Inc.'s unpaid losses and loss expenses has grown at a 41.6% compound annual growth rate (CAGR), from $44.33M to $178.06M.

Palomar Holdings, Inc. PLMR Unpaid losses and loss expenses

Unpaid losses and loss expenses at other companies

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Other financials

Income statement

See full

Revenue$278.9M+59.7%

Net income$42.9M+0.1%

EPS (diluted)$1.570.0%

Balance sheet

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Cash & equivalents$56.5M-52.6%

Total debt$297.4M—

Total equity$959.0M+21.3%

Total assets$3.6B+48.9%

Cash flow

See full

Operating cash flow$47.0M-46.1%

CapEx--100%

Free cash flow$47.0M-46.0%

Valuation

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Market cap$3.08B-12.8%

Enterprise value$3.32B—

P/E16.1×-10.8×

P/S3.1×-2.6×

Profitability

See full

Net margin19.5%-2.0pp

FCF margin37.6%-14.0pp

Returns & leverage

See full

Return on equity21.8%+1.5pp

Debt / equity0.3×—

Where this comes from

Reported directly by Palomar Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Palomar Holdings, Inc.’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Palomar Holdings, Inc.'s unpaid losses and loss expenses?: Palomar Holdings, Inc. (PLMR) reported unpaid losses and loss expenses of $44.52M in Q4 2025.
How has Palomar Holdings, Inc.'s unpaid losses and loss expenses changed year-over-year?: Palomar Holdings, Inc.'s unpaid losses and loss expenses increased by 10.5% year-over-year, from $40.28M to $44.52M.
What is the long-term trend for Palomar Holdings, Inc.'s unpaid losses and loss expenses?: Over 4 years (2021 to 2025), Palomar Holdings, Inc.'s unpaid losses and loss expenses has grown at a 41.6% compound annual growth rate (CAGR), from $44.33M to $178.06M.