Operating

Unpaid losses and loss expenses

Year-over-year, this metric declined by 33.4%, from $1.82B to $1.21B. Over 3 years (FY 2021 to FY 2025), Unpaid losses and loss expenses shows an upward trend with a 12.4% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026Apr 16, 2026

How to read this metric

An increase suggests higher expected future claims, while a decrease may indicate favorable claims experience or reserve releases.

Detailed definition

This represents the change in the estimated liability for insurance claims that have been incurred but not yet paid. It...

Peer comparison

Core metric for all insurance peers; directly tied to underwriting performance and actuarial assumptions.

Metric ID: operating_increase_decrease_in_liability_for_claims_and__8d2ae9

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$536.00M$986.00M$89.00M$679.00M$593.00M$422.00M$356.00M$381.00M$1.41B$1.26B$0.00$928.00M$1.38B$755.00M$1.82B$725.00M$845.00M$0.00$1.21B
QoQ Change+84.0%-91.0%+662.9%-12.7%-28.8%-15.6%+7.0%+270.9%-10.9%-100.0%+49.1%-45.4%+140.8%-60.1%+16.6%-100.0%
YoY Change+10.6%-57.2%+300.0%-43.9%+138.3%+198.3%-100.0%+143.6%-2.1%-40.0%+95.9%-47.6%+11.9%-33.4%
Range$0.00$1.82B
CAGR+19.9%
Avg YoY Growth+41.0%
Median YoY Growth+4.3%
Current Streak2 quarters decline

Frequently Asked Questions

What is The Travelers Companies's unpaid losses and loss expenses?
The Travelers Companies (TRV) reported unpaid losses and loss expenses of $1.21B in Q1 2026.
How has The Travelers Companies's unpaid losses and loss expenses changed year-over-year?
The Travelers Companies's unpaid losses and loss expenses decreased by 33.4% year-over-year, from $1.82B to $1.21B.
What is the long-term trend for The Travelers Companies's unpaid losses and loss expenses?
Over 3 years (2021 to 2025), The Travelers Companies's unpaid losses and loss expenses has grown at a 12.4% compound annual growth rate (CAGR), from $2.39B to $3.39B.
What does unpaid losses and loss expenses mean?
The change in the amount of money the company expects to pay out for insurance claims.