Operating
Unpaid losses and loss expenses
Cincinnati Financial Unpaid losses and loss expenses increased by 83.0% to $452.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 41.8%, from $777.00M to $452.00M. Over 4 years (FY 2021 to FY 2025), Unpaid losses and loss expenses shows an upward trend with a 28.1% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ1 2014
Last reportedQ1 2026Apr 27, 2026
How to read this metric
An increase suggests higher expected future claims, while a decrease may indicate favorable claims experience or reserve releases.
Detailed definition
This represents the change in the estimated liability for insurance claims that have been incurred but not yet paid. It...
Peer comparison
Core metric for all insurance peers; directly tied to underwriting performance and actuarial assumptions.
Metric ID:
operating_increase_decrease_in_liability_for_claims_and__8d2ae9Historical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $69.00M | $273.00M | $13.00M | $61.00M | $303.00M | $444.00M | $287.00M | $293.00M | $180.00M | $204.00M | $0.00 | $196.00M | $309.00M | $373.00M | $75.00M | $777.00M | $292.00M | $188.00M | $247.00M | $452.00M |
| QoQ Change | — | +295.7% | -95.2% | +369.2% | +396.7% | +46.5% | -35.4% | +2.1% | -38.6% | +13.3% | -100.0% | — | +57.7% | +20.7% | -79.9% | +936.0% | -62.4% | -35.6% | +31.4% | +83.0% |
| YoY Change | — | — | — | — | +339.1% | +62.6% | >999% | +380.3% | -40.6% | -54.1% | -100.0% | -33.1% | +71.7% | +82.8% | — | +296.4% | -5.5% | -49.6% | +229.3% | -41.8% |
Range$0.00 – $777.00M
CAGR+48.5%
Avg YoY Growth+216.4%
Median YoY Growth+62.6%
Current Streak2 quarters growth
Unpaid losses and loss expenses at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's unpaid losses and loss expenses?
- Cincinnati Financial (CINF) reported unpaid losses and loss expenses of $452.00M in Q1 2026.
- How has Cincinnati Financial's unpaid losses and loss expenses changed year-over-year?
- Cincinnati Financial's unpaid losses and loss expenses decreased by 41.8% year-over-year, from $777.00M to $452.00M.
- What is the long-term trend for Cincinnati Financial's unpaid losses and loss expenses?
- Over 4 years (2021 to 2025), Cincinnati Financial's unpaid losses and loss expenses has grown at a 28.1% compound annual growth rate (CAGR), from $559.00M to $1.50B.
- What does unpaid losses and loss expenses mean?
- The change in the amount of money the company expects to pay out for insurance claims.