Skip to content

CPI Card Group PMTS Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Gross margin31.3%-4.3pp35.6%+0.6pp35%-2.0pp36.9%-0.8pp
Operating margin10.1%-3.0pp13.1%-0.8pp13.9%-2.8pp16.6%+0.8pp
Net margin2.8%-1.3pp4.1%-1.3pp5.4%-2.3pp7.7%+3.4pp
EBITDA margin12%-2.1pp14.1%-1.0pp15.1%-2.7pp17.9%+0.3pp
Free cash flow margin7.6%6.2%
Returns
Return on assets4%-2.1pp6.1%-2.1pp8.1%-4.8pp12.9%+7.0pp
Return on invested capital14%-6.6pp20.6%+1.3pp19.3%-10.6pp29.9%+6.0pp
Efficiency
Asset turnover1.4×-0.1×1.5×0.0×1.5×-0.2×1.7×+0.3×
Inventory turnover5.2×+0.8×4.3×+0.2×4.2×-0.6×4.7×-0.9×
Liquidity
Current ratio2.4×-0.2×2.7×-0.7×3.3×+0.9×2.5×+0.2×
Quick ratio1.6×-0.1×1.7×-0.2×1.9×+0.5×1.5×+0.1×
Cash ratio0.3×-0.2×0.4×+0.2×0.3×+0.1×0.2×-0.2×
Leverage
Debt-to-assets0.8×-0.1×0.9×-0.1×0.0×-0.2×
Net debt / EBITDA4.8×+0.7×4.1×-0.1×4.2×+0.7×3.5×-1.1×
Per Share
Book value per share-$1.45+51.5%-$3.00+31.2%-$4.36+37.6%-$6.99+32.1%
Valuation
Market capitalization$238.46M-12.6%$333.56M+51.7%$219.84M-46.5%$410.79M+96.8%
Enterprise value$496.07M-12.5%$613.93M+22.2%$502.46M-29.0%$707.24M+38.9%
Price / earnings19.5×-0.9×17.1×+7.9×9.2×-2.1×11.2×-1.9×
Price / sales0.4×-0.1×0.7×+0.2×0.5×-0.4×0.9×+0.3×
EV / EBITDA7.3×-1.8×9.1×+1.6×7.5×-0.8×8.3×+0.6×
EV / sales0.9×-0.3×1.3×+0.1×1.1×-0.4×1.5×+0.1×
Free cash flow yield21.9%+9.4pp12.6%
Earnings yield5.2%+0.2pp5.9%-5.1pp10.9%+2.0pp8.9%+1.3pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

What are CPI Card Group's profit margins?
CPI Card Group (PMTS) runs a 30.6% gross margin and a 9.1% operating margin, with a 2.2% net margin.
Where do CPI Card Group's ratios come from?
Every ratio is computed from CPI Card Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.