CPI Card Group PMTS Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 30.6%-4.1pp | 31.3%-4.3pp | 31.9%-3.9pp | 33.5%-1.9pp | 34.7%-0.7pp | |
| Operating margin | 9.1%-3.7pp | 10.1%-3.0pp | 10.2%-2.3pp | 11.4%-0.6pp | 12.8%+0.1pp | |
| Net margin | 2.2%-1.7pp | 2.8%-1.3pp | 2.8%-0.6pp | 2.7%-1.4pp | 3.8%-0.4pp | |
| EBITDA margin | 11.9%-1.8pp | 12%-2.1pp | 11.2%-2.5pp | 12.4%-0.8pp | 13.7%-0.2pp | |
| Free cash flow margin | 9%— | —— | —— | —— | —— | |
| Returns | ||||||
| Return on assets | 3.3%-2.3pp | 4%-2.1pp | 3.8%-1.0pp | 3.7%-2.1pp | 5.6%-0.4pp | |
| Return on invested capital | 15%-8.7pp | 14%-6.6pp | 15.6%-4.5pp | 18.8%+1.8pp | 23.7%+5.7pp | |
| Efficiency | ||||||
| Asset turnover | 1.5×+0.1× | 1.4×-0.1× | 1.4×-0.1× | 1.4×0.0× | 1.5×+0.1× | |
| Inventory turnover | 5.6×+1.6× | 5.2×+0.8× | 4×+0.4× | 3.9×+0.4× | 4×+0.4× | |
| Liquidity | ||||||
| Current ratio | 2.5×-0.4× | 2.4×-0.2× | 2.6×-0.1× | 2.6×0.0× | 3×+0.5× | |
| Quick ratio | 1.7×-0.1× | 1.6×-0.1× | 1.5×+0.1× | 1.5×+0.2× | 1.8×+0.5× | |
| Cash ratio | 0.3×-0.2× | 0.3×-0.2× | 0.2×0.0× | 0.2×+0.1× | 0.5×+0.3× | |
| Leverage | ||||||
| Debt-to-assets | 0.7×-0.1× | 0.8×-0.1× | 0.8×-0.1× | 0.8×-0.1× | 0.8×0.0× | |
| Net debt / EBITDA | 3.8×+0.1× | 4.8×+0.7× | 5.1×+0.8× | 4.7×+0.2× | 3.7×-0.4× | |
| Per Share | ||||||
| Book value per share | -$1.18+52.3% | -$1.45+51.5% | -$2.16+39.9% | -$2.43+35.7% | -$2.47+39.9% | |
| Valuation | ||||||
| Market capitalization | $238.46M-12.6% | $167.17M-49.9% | $171.65M-44.3% | $263.31M-13.1% | $327.89M+61.0% | |
| Enterprise value | $496.07M-12.5% | $482.94M-21.3% | $464.13M-19.1% | $557.1M-1.4% | $577.02M+27.7% | |
| Price / earnings | 19.5×-0.9× | 11.2×-5.9× | 11.9×-8.0× | 19.7×+2.9× | 17.4×+6.4× | |
| Price / sales | 0.4×-0.1× | 0.3×-0.4× | 0.3×-0.3× | 0.5×-0.2× | 0.7×+0.2× | |
| EV / EBITDA | 7.3×-1.8× | 7.4×-1.7× | 8×-1.1× | 9×-0.8× | 8.5×+1.1× | |
| EV / sales | 0.9×-0.3× | 0.9×-0.4× | 0.9×-0.4× | 1.1×-0.2× | 1.2×+0.1× | |
| Free cash flow yield | 21.9%+9.4pp | —— | —— | —— | —— | |
| Earnings yield | 5.2%+0.2pp | 8.9%+3.1pp | 8.4%+3.3pp | 5.1%-0.9pp | 5.7%-3.4pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are CPI Card Group's profit margins?
- CPI Card Group (PMTS) runs a 30.6% gross margin and a 9.1% operating margin, with a 2.2% net margin.
- Where do CPI Card Group's ratios come from?
- Every ratio is computed from CPI Card Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
