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Patriot National Bancorp PNBK Escrow payable for property taxes and insurance

Escrow payable for property taxes and insurance at other companies

Riverview Bancorp logo
Riverview BancorpRVSB
$607K-1.1%

Other financials

Income statement

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Revenue$10.3M+54.5%
Net income-$1.8M+36.8%
EPS (diluted)-$0.02+90.5%

Balance sheet

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Cash & equivalents$109.2M-19.8%
Total debt$3.1M+159%
Total equity$90.2M+57.9%
Total assets$1.2B+23.0%

Cash flow

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Operating cash flow-$2.9M+49.9%
CapEx$545.0K+679%
Free cash flow-$3.5M+41.2%

Valuation

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Market cap$112.6M-5.1%
Enterprise value$6.52M+132%
P/S3.4×-1.1×

Profitability

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Net margin-35.1%-15.3pp
FCF margin-38.6%

Returns & leverage

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Return on equity-15.9%-7.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Patriot National Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: Patriot National Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Patriot National Bancorp's escrow payable for property taxes and insurance?
Patriot National Bancorp (PNBK) reported escrow payable for property taxes and insurance of $2.18M in Q1 2026.
How has Patriot National Bancorp's escrow payable for property taxes and insurance changed year-over-year?
Patriot National Bancorp's escrow payable for property taxes and insurance decreased by 36.4% year-over-year, from $3.43M to $2.18M.
What is the long-term trend for Patriot National Bancorp's escrow payable for property taxes and insurance?
Over 4 years (2021 to 2025), Patriot National Bancorp's escrow payable for property taxes and insurance has grown at a -5.1% compound annual growth rate (CAGR), from $1.1M to $893K.
What does escrow payable for property taxes and insurance mean?
This metric represents funds held by the bank on behalf of borrowers, typically collected as part of monthly mortgage payments to cover future property tax and insurance obligations. These escrow balances represent a non-interest-bearing or low-cost source of liquidity for the bank until the funds are disbursed to the appropriate third parties. It serves as a measure of the bank's mortgage servicing activity and the volume of escrowed loan portfolios.