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Patriot National Bancorp PNBK Loan application, inspection and processing fees

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Other financials

Income statement

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Revenue$10.3M+54.5%
Net income-$1.8M+36.8%
EPS (diluted)-$0.02+90.5%

Balance sheet

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Cash & equivalents$109.2M-19.8%
Total debt$3.1M+159%
Total equity$90.2M+57.9%
Total assets$1.2B+23.0%

Cash flow

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Operating cash flow-$2.9M+49.9%
CapEx$545.0K+679%
Free cash flow-$3.5M+41.2%

Valuation

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Market cap$112.6M-5.1%
Enterprise value$6.52M+132%
P/S3.4×-1.1×

Profitability

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Net margin-35.1%-15.3pp
FCF margin-38.6%

Returns & leverage

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Return on equity-15.9%-7.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Patriot National Bancorp in its filing.

Tagged under the XBRL concept pnbk:LoanApplicationInspectionAndProcessingFees.

The official record: Patriot National Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Patriot National Bancorp's loan application, inspection and processing fees?
Patriot National Bancorp (PNBK) reported loan application, inspection and processing fees of $115K in Q1 2026.
How has Patriot National Bancorp's loan application, inspection and processing fees changed year-over-year?
Patriot National Bancorp's loan application, inspection and processing fees decreased by 45.5% year-over-year, from $211K to $115K.
What is the long-term trend for Patriot National Bancorp's loan application, inspection and processing fees?
Over 4 years (2021 to 2025), Patriot National Bancorp's loan application, inspection and processing fees has grown at a 22.1% compound annual growth rate (CAGR), from $257K to $571K.
What does loan application, inspection and processing fees mean?
Non-interest income derived from administrative fees charged to borrowers during the loan origination and underwriting process. These fees compensate the bank for the operational costs of evaluating credit risk and preparing loan documentation. This metric serves as a supplemental revenue stream that is directly tied to the volume and complexity of new loan originations.