Non-Current Liabilities
Federal Home Loan Bank Borrowings
PNC Financial Services Federal Home Loan Bank Borrowings decreased by 19.3% to $13.00B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 40.9%, from $22.00B to $13.00B. Over 4 years (FY 2020 to FY 2025), Federal Home Loan Bank Borrowings shows an upward trend with a 38.8% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
Higher levels indicate active utilization of the FHLB facility for funding, which is common during periods of high loan demand or liquidity stress.
Detailed definition
Funds borrowed from the Federal Home Loan Bank system, typically collateralized by mortgage-backed securities or other e...
Peer comparison
Common among banks and financial holding companies; usage is benchmarked against total asset size and funding mix.
Metric ID:
fhlb_borrowingsHistorical Data
15 periods
| Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.00B | $30.08B | $32.08B | $32.02B | $34.00B | $36.00B | $38.00B | $37.00B | $35.00B | $28.00B | $22.00B | $18.00B | $18.00B | $16.10B | $13.00B |
| QoQ Change | — | +200.7% | +6.7% | -0.2% | +6.2% | +5.9% | +5.6% | -2.6% | -5.4% | -20.0% | -21.4% | -18.2% | +0.0% | -10.6% | -19.3% |
| YoY Change | — | — | — | — | +240.0% | +19.7% | +18.5% | +15.6% | +2.9% | -22.2% | -42.1% | -51.4% | -48.6% | -42.5% | -40.9% |
Range$10.00B – $38.00B
CAGR+7.8%
Avg YoY Growth+4.5%
Median YoY Growth-22.2%
Current Streak2 quarters decline
Federal Home Loan Bank Borrowings at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's federal home loan bank borrowings?
- PNC Financial Services (PNC) reported federal home loan bank borrowings of $13.00B in Q4 2025.
- How has PNC Financial Services's federal home loan bank borrowings changed year-over-year?
- PNC Financial Services's federal home loan bank borrowings decreased by 40.9% year-over-year, from $22.00B to $13.00B.
- What is the long-term trend for PNC Financial Services's federal home loan bank borrowings?
- Over 4 years (2020 to 2025), PNC Financial Services's federal home loan bank borrowings has grown at a 38.8% compound annual growth rate (CAGR), from $3.50B to $13.00B.
- What does federal home loan bank borrowings mean?
- Loans taken from the Federal Home Loan Bank system to support liquidity.