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Discontinued — last reported Q2 '25

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Segments

By segment

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Europe Segment$932K+16.5%
United States Segment$927K-44.5%

Other financials

Income statement

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Revenue$372.2M+29.4%
Operating income$153.3M+80.1%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total debt$3.8B+4.0%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$713.81M+19.6%
Enterprise value$4.37B+6.4%
P/S0.5×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The source filing: PRA Group’s 10-Q, filed August 6, 2025.

Filed
Aug 6, 2025
Fiscal quarter
Q2 FY2025
Calendar quarter
Q2 2025
Accession
0001185348-25-000022
Line itemThree Months Ended June 30, 2025Three Months Ended June 30, 2024Six Months Ended June 30, 2025Six Months Ended June 30, 2024
Interest expense$65,407$57,757$128,802$112,114
Interest income3,0462,4045,4714,483
Depreciation and amortization2,5032,6375,4415,357
June 30, 2025December 31, 2024
Equity method investment8,694

Item 1. Financial Statements

FAQ

What is PRA Group's D&A?
PRA Group (PRAA) reported D&A of $2.5M in Q2 2025.
How has PRA Group's D&A changed year-over-year?
PRA Group's D&A decreased by 5.1% year-over-year, from $2.64M to $2.5M.
What is the long-term trend for PRA Group's D&A?
Over 3 years (2021 to 2024), PRA Group's D&A has grown at a -11.1% compound annual growth rate (CAGR), from $15.1M to $10.6M.
What does D&A mean?
Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.

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