What is PRA Group's D&A?

PRA Group (PRAA) reported D&A of $2.5M in Q2 2025.

How has PRA Group's D&A changed year-over-year?

PRA Group's D&A decreased by 5.1% year-over-year, from $2.64M to $2.5M.

What is the long-term trend for PRA Group's D&A?

Over 3 years (2021 to 2024), PRA Group's D&A has grown at a -11.1% compound annual growth rate (CAGR), from $15.1M to $10.6M.

Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.

PRA Group PRAA D&A

Discontinued — last reported Q2 '25

D&A at other companies

Encore Capital GroupECPG

$6.86M-6.6%

Peapack-Gladstone FinancialPGC

$244K-10.3%

Kearny FinancialKRNY

$178K-32.3%

PCB BancorpPCB

$523K-7.3%

Pathward Financial, Inc.CASH

$971K-10.3%

Provident Financial ServicesPFS

$8.56M-9.9%

Segments

By segment

See full

United States Segment$854K-61.5%

Europe Segment$822K+20.9%

Other financials

Income statement

See full

Revenue$314.5M+16.7%

Operating income$103.3M+38.5%

Net income$28.2M+671%

EPS (diluted)$0.73+711%

Balance sheet

See full

Cash & equivalents$124.8M-3.0%

Total debt$3.8B+9.0%

Total equity$1.0B-17.8%

Total assets$5.2B+1.1%

Cash flow

See full

Operating cash flow$24.9M+147%

CapEx$1.4M+56.7%

Free cash flow$23.5M+144%

Valuation

See full

Market cap$693.4M+19.1%

Enterprise value$4.38B+10.9%

P/S0.6×0.0×

Profitability

See full

Operating margin-5.3%-33.2pp

Net margin-29.5%-33.7pp

FCF margin-1.1%—

Returns & leverage

See full

Return on equity-32%-35.7pp

Debt / equity3.8×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The official record: PRA Group’s 10-Q, filed August 6, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's D&A?: PRA Group (PRAA) reported D&A of $2.5M in Q2 2025.
How has PRA Group's D&A changed year-over-year?: PRA Group's D&A decreased by 5.1% year-over-year, from $2.64M to $2.5M.
What is the long-term trend for PRA Group's D&A?: Over 3 years (2021 to 2024), PRA Group's D&A has grown at a -11.1% compound annual growth rate (CAGR), from $15.1M to $10.6M.
What does D&A mean?: Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.