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PRA Group PRAA Legal Costs

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Other financials

Income statement

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Revenue$372.2M+29.4%
Operating income$153.3M+80.1%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total debt$3.8B+4.0%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$655.64M+7.4%
Enterprise value$4.31B+4.6%
P/S0.5×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept praa:LegalCosts.

The source filing: PRA Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001185348-26-000028
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total revenues372,174287,688686,707557,307
Operating expenses
Compensation and benefits70,37775,724141,115149,047
Legal collection costs52,52537,583100,98370,977
Legal collection fees18,38615,62535,45730,855
Agency fees23,21422,68847,79544,056
Professional and outside services22,51221,07143,39642,174
Communication7,6649,41716,68319,894

Item 1. Financial Statements

FAQ

What is PRA Group's legal costs?
PRA Group (PRAA) reported legal costs of $52.53M in Q2 2026.
How has PRA Group's legal costs changed year-over-year?
PRA Group's legal costs increased by 39.8% year-over-year, from $37.58M to $52.53M.
What is the long-term trend for PRA Group's legal costs?
Over 4 years (2021 to 2025), PRA Group's legal costs has grown at a 19.9% compound annual growth rate (CAGR), from $78.33M to $161.65M.
What does legal costs mean?
Legal Costs as reported by PRA Group, Inc..

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