What does united states segment — goodwill impairment mean?

Represents a non-cash charge recognized when the carrying value of goodwill associated with the United States segment exceeds its implied fair value. This indicates a downward revision in the long-term economic outlook or valuation of the segment's acquired assets.

PRA Group (PRAA) United States Segment — Goodwill impairment

Screener

Other segment segments

Europe Segment

$361.25M—

Similar metrics at other companies

TEADReporting Segment — Goodwill impairment

$88.03M—

EVHReportable segment — Goodwill impairment

$99.5M—

LCUTU.S. Segment — Goodwill impairment

$8.31M—

GOReportable Segment — Goodwill impairment

$158M—

HCATCorporate Segment and Other Operating Segment — Goodwill impairment

$27.05M-6.0%

LZBRetail — Goodwill impairment

$0—

Other financials

Income statement

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Revenue$372.2M+29.4%

Operating income$153.3M+80.1%

Net income$57.9M+36.7%

EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%

Total debt$3.8B+4.0%

Total equity$1.0B-21.8%

Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%

CapEx$2.4M+87.8%

Free cash flow-$38.7M-173%

Valuation

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Market cap$754.81M+26.5%

Enterprise value$4.41B+7.4%

P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp

Net margin-29.5%-33.7pp

FCF margin-2.8%—

Returns & leverage

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Return on equity-32%-35.7pp

Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:GoodwillImpairmentLoss.

The source filing: PRA Group’s 10-K, filed March 2, 2026.

Filed: Mar 2, 2026, 4:06 PM EST
Fiscal year: FY2025
Accession: 0001185348-26-000006

Line item	2025 / U.S.	2025 / Europe	2025 / Segments Total	2024 / U.S.	2024 / Europe	2024 / Segments Total	2023 / U.S.	2023 / Europe	2023 / Segments Total
Interest expense, net	$144,304	$111,516	$255,820	$139,594	$90,537	$230,131	$100,883	$82,224	$183,107
Depreciation and amortization	5,812	3,087	8,899	7,628	2,964	10,592	9,612	3,525	13,137
Goodwill impairment	15,761	361,249	377,010	—	—	—	—	—	—
Income tax expense/(benefit)	(241)	32,436	32,195	4,468	17,270	21,738	(32,020)	15,134	(16,886)

Item 8. Financial Statements and Supplementary Data.

FAQ

What is PRA Group's united states segment — goodwill impairment?: PRA Group (PRAA) reported united states segment — goodwill impairment of $3.94M in Q4 2025.
What does united states segment — goodwill impairment mean?: Represents a non-cash charge recognized when the carrying value of goodwill associated with the United States segment exceeds its implied fair value. This indicates a downward revision in the long-term economic outlook or valuation of the segment's acquired assets.