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PRA Group PRAA United States Segment — Net Interest Expense

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$30.76M

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Other financials

Income statement

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Revenue$372.2M+29.4%
Operating income$153.3M+80.1%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total debt$3.8B+4.0%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$713.81M+19.6%
Enterprise value$4.37B+6.4%
P/S0.5×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: PRA Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001185348-26-000028
Three months ended June 30, 2026U.S.EuropeAll Other (1)Consolidated Total
Interest expense, net$35,186$30,756$(1,579)$64,363
Depreciation and amortization927932271,886
Income tax expense/(benefit)(2,422)30,6941,11329,385
Three months ended June 30, 2025
Interest expense, net$38,610$25,095$(1,344)$62,361
Depreciation and amortization1,671800322,503
Income tax expense/(benefit)(4,726)7,64112,50015,415

Item 1. Financial Statements

FAQ

What is PRA Group's united states segment — net interest expense?
PRA Group (PRAA) reported united states segment — net interest expense of $35.19M in Q2 2026.
How has PRA Group's united states segment — net interest expense changed year-over-year?
PRA Group's united states segment — net interest expense decreased by 8.9% year-over-year, from $38.61M to $35.19M.
What does united states segment — net interest expense mean?
Represents the net cost of debt financing allocated to the United States segment, accounting for interest paid on borrowings minus any interest income earned. This reflects the cost of capital required to fund the acquisition of nonperforming loan portfolios.

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