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PRA Group PRAA United States Segment — Labor and Related Expense

Other segment segments

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$17.49M-13.5%

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Other financials

Income statement

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Revenue$372.2M+29.4%
Operating income$153.3M+80.1%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total debt$3.8B+4.0%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$713.81M+19.6%
Enterprise value$4.37B+6.4%
P/S0.5×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: PRA Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001185348-26-000028
Line itemThree Months Ended June 30, 2026 / U.S.Three Months Ended June 30, 2026 / EuropeThree Months Ended June 30, 2026 / TotalThree Months Ended June 30, 2025 / U.S.Three Months Ended June 30, 2025 / EuropeThree Months Ended June 30, 2025 / Total
All other revenues (1)5,08530,793
Total consolidated revenues$372,174$287,688
Segment expenses (2)
Compensation and benefits39,19717,49456,69145,40320,23565,638
Legal collection expenses57,23710,40067,63740,7179,40650,123
Professional and outside services12,9125,06117,97313,6764,53618,212
Other segment items (3)23,81515,51239,32720,14114,54734,688
Adjusted segment operating income17,315168,146185,46117,51170,72388,234

Item 1. Financial Statements

FAQ

What is PRA Group's united states segment — labor and related expense?
PRA Group (PRAA) reported united states segment — labor and related expense of $39.2M in Q2 2026.
How has PRA Group's united states segment — labor and related expense changed year-over-year?
PRA Group's united states segment — labor and related expense decreased by 13.7% year-over-year, from $45.4M to $39.2M.
What does united states segment — labor and related expense mean?
Includes all compensation, benefits, and payroll-related costs for employees dedicated to the United States segment operations. This reflects the human capital investment required to manage debt collection workflows and administrative functions.

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