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PRA Group PRAA Changes in estimated recoveries

Changes in estimated recoveries at other companies

Encore Capital Group logo
Encore Capital GroupECPG
$62.74M+192%
Encore Capital Group logo
Encore Capital GroupECPG
$62.74M+192%
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BKBK
$11M+1,000%
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Citizens Financial Services, Inc.CZFS
$22K-24.1%
Trustco Bank Corp logo
Trustco Bank CorpTRST
$84K-78.0%
SPF
South Plains Financial, Inc.SPFI
$487K+185%

Segments

By geography

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Europe$46.3M

Other financials

Income statement

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Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%
Total debt$3.8B+9.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%
Enterprise value$4.38B+10.9%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.8×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept praa:FinancingReceivableAllowanceForCreditLossChangesInEstimatedRecoveries.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's changes in estimated recoveries?
PRA Group (PRAA) reported changes in estimated recoveries of $43.89M in Q1 2026.
How has PRA Group's changes in estimated recoveries changed year-over-year?
PRA Group's changes in estimated recoveries increased by 57.2% year-over-year, from $27.92M to $43.89M.
What is the long-term trend for PRA Group's changes in estimated recoveries?
Over 4 years (2021 to 2025), PRA Group's changes in estimated recoveries has grown at a -2.8% compound annual growth rate (CAGR), from $197.9M to $176.45M.
What does changes in estimated recoveries mean?
This metric tracks the periodic adjustments made to the projected cash flow estimates for acquired nonperforming loan portfolios. Changes in these estimates directly impact the carrying value of the assets and the corresponding revenue recognition. It serves as a key indicator of the accuracy of the company's initial valuation models and the performance of collection efforts.