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Porch Group, Inc. PRCH Q2 2026 earnings

Reported July 29, 2026 · After market close

Revenue$140.9MBeat by $18.6M
EPS$0.05Beat by $0.08
Revenue estimate$122.3M
EPS estimate-$0.03
“Q2 was a strong quarter and another clear proof point that the model is working. We exceeded expectations, grew Adjusted EBITDA (Excluding Reciprocal)meaningfully, delivered positive net income attributable to Porch, and are raising guidance across the board. Insurance Services continues to run ahead of schedule, with Reciprocal Written Premium scaling, total Reciprocal Policies Written up 38% year-over-year, and strong earnings flow-through from premium into Adjusted EBITDA (Excluding Reciprocal). With strong capacity, expanding top-of-funnel activity, and rapid policy growth, we believe Porch is increasingly positioned for sustained profitability, a stronger balance sheet profile, and disciplined premium growth over time”
Matt Ehrlichman

Next report

Nov 4, 2026 (in a month)
Revenue estimate$135.0M
EPS estimate-$0.01

Financials

Q2 2026

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05—

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation & ratios

Valuation

as of 10/02/26
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Market cap$1.9B+8.5%
Enterprise value$2.11B+8.5%
P/S3.7×-0.3×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%—
Net margin-2.6%—
FCF margin18.4%—

Returns & leverage

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Current ratio1.4×-0.3×

Segments

By segment

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Insurance Services$92.9M+37.9%
Reciprocal Segment$92.0M+66.0%
Software & Data$23.1M-3.9%
Consumer Services$18.1M+2.7%

By product

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Recurring$124.4M—
Insurance carrier$59.6M—
Transactional$9.8M—

FAQ

When did Porch Group, Inc. report Q2 2026 earnings?
Porch Group, Inc. (PRCH) reported Q2 2026 earnings on July 29, 2026 after market close.
What were Porch Group, Inc.'s Q2 2026 revenue and EPS?
Porch Group, Inc. reported revenue of $140.9M and eps of $0.05 for Q2 2026.
Did Porch Group, Inc. beat estimates in Q2 2026?
Revenue beat the consensus estimate of $122.3M by $18.6M. EPS beat the consensus estimate of $-0.03 by $0.08.
How did Porch Group, Inc.'s Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 18.1% from $119.3M a year earlier and eps grew 155.2% from $0.02.
Where can I find Porch Group, Inc.'s Q2 2026 SEC filings?
You can read the 8-K earnings release (0001784535-26-000046) and the 10-Q periodic report (0001784535-26-000048) directly on SEC EDGAR. The filing index links above go to sec.gov.