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Porch Group, Inc. PRCH Q3 2025 earnings

Reported November 5, 2025 · After market close

Revenue$118.1MBeat by $9.3M
EPS-$0.10Miss by $0.02
Revenue estimate$108.8M
EPS estimate-$0.08

Next report

Jul 29, 2026 (Today)
Revenue estimate$122.3M
EPS estimate-$0.04

Financials

Q3 2025

Income statement

See full
Revenue$118.1M+6.2%
Gross profit$86.9M+40.9%
Operating income$16.3M+752%
Net income-$10.9M-175%
EPS (diluted)-$0.10-183%

Balance sheet

See full
Cash & equivalents$192.8M-11.0%
Total debt$387.1M-3.0%
Total equity-$27.9M+63.8%
Total assets$787.7M-9.2%

Cash flow

See full
Operating cash flow$40.8M—
CapEx$91.0K-62.9%
Free cash flow$40.7M—

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$1.75B+1,045%
Enterprise value$1.94B+480%
P/S4×+3.6×

Profitability

See full
Gross margin71.1%+29.9pp
FCF margin8.6%—

Returns & leverage

See full
Current ratio1.3×+0.5×

Segments

By segment

See full
Insurance Services$73.8M—
Reciprocal Segment$51.9M—
Software & Data$24.6M—
Consumer Services$19.4M—

Versus estimates

Revenue

Q1 2026$109.4MBeat by $14.7MQ4 2025$112.3MBeat by $3.9M
Q3 2025$118.1MBeat by $9.3M
Q2 2025$119.3MBeat by $7.2MQ1 2025$104.7MBeat by $7.9MQ4 2024$100.4MMiss by $9.9M

Diluted EPS

Q1 2026-$0.04Beat by $0.06Q4 2025-$0.03Beat by $0.05
Q3 2025-$0.10Miss by $0.02
Q2 2025$0.02Beat by $0.15Q1 2025$0.02Beat by $0.09Q4 2024$0.15Beat by $0.09

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Questions, answered.

When did Porch Group, Inc. report Q3 2025 earnings?
Porch Group, Inc. (PRCH) reported Q3 2025 earnings on November 5, 2025 after market close.
What were Porch Group, Inc.'s Q3 2025 revenue and EPS?
Porch Group, Inc. reported revenue of $118.1M and eps of $-0.10 for Q3 2025.
Did Porch Group, Inc. beat estimates in Q3 2025?
Revenue beat the consensus estimate of $108.8M by $9.3M. EPS missed the consensus estimate of $-0.08 by $0.02.
How did Porch Group, Inc.'s Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.2% from $111.2M a year earlier and eps declined 400.0% from $-0.02.
Where can I find Porch Group, Inc.'s Q3 2025 SEC filings?
You can read the 8-K earnings release (0001784535-25-000102) and the 10-Q periodic report (0001784535-25-000104) directly on SEC EDGAR. The filing index links above go to sec.gov.