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Porch Group, Inc. PRCH Refundable customer deposits

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:IncreaseDecreaseInRefundableCustomerDeposits.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048

FAQ

What is Porch Group, Inc.'s refundable customer deposits?
Porch Group, Inc. (PRCH) reported refundable customer deposits of -$919K in Q2 2026.
How has Porch Group, Inc.'s refundable customer deposits changed year-over-year?
Porch Group, Inc.'s refundable customer deposits decreased by 225.7% year-over-year, from $731K to -$919K.
What is the long-term trend for Porch Group, Inc.'s refundable customer deposits?
Over 4 years (2021 to 2025), Porch Group, Inc.'s refundable customer deposits has grown at a -59.6% compound annual growth rate (CAGR), from -$3.55M to -$94K.
What does refundable customer deposits mean?
Reflects the net change in cash held on behalf of customers that is subject to refund under specific contractual terms. An increase suggests higher customer engagement or service prepayments, while a decrease indicates the fulfillment or return of these deposits.

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