Primerica PRI Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 22.8%+7.6pp | 15.2%-5.7pp | 21%+3.3pp | 17.7%0.0pp | |
| EBITDA margin | 30.9%-1.1pp | 32%+1.8pp | 30.2%+1.0pp | 29.2%+3.2pp | |
| Returns | |||||
| Return on equity | 31.9%+10.2pp | 21.8%-6.4pp | 28.1%-3.6pp | 31.7%-2.8pp | |
| Return on assets | 5.1%+1.9pp | 3.2%-0.7pp | 3.9%+0.8pp | 3%0.0pp | |
| Return on invested capital | 45.7%-1.1pp | 46.8%+13.9pp | 32.9%-1.1pp | 34.1%-0.3pp | |
| Efficiency | |||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×-0.3× | 0.3×-0.4× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -0.7×-0.1× | -0.6×0.0× | -0.6×-0.8× | 0.2×-0.2× | |
| Interest coverage | 41.7×+3.2× | 38.5×+8.5× | 30×+2.8× | 27.3×+5.2× | |
| Per Share | |||||
| Book value per share | $74.84+13.3% | $66.06+15.2% | $57.35+7.6% | $53.31+128% | |
| Valuation | |||||
| Market capitalization | $8.25B-9.0% | $9.06B+25.2% | $7.23B+38.2% | $5.23B-13.5% | |
| Enterprise value | $7.54B-10.5% | $8.43B+25.8% | $6.7B+24.4% | $5.38B-14.6% | |
| Price / earnings | 11×-8.3× | 19.3×+6.7× | 12.5×+1.4× | 11.2×-1.5× | |
| Price / sales | 2.5×-0.4× | 2.9×+0.3× | 2.6×+0.7× | 2×-0.3× | |
| Price / book | 3.4×-0.6× | 4×+0.5× | 3.5×+0.9× | 2.6×-4.0× | |
| EV / EBITDA | 7.4×-1.1× | 8.5×+0.5× | 8.1×+1.1× | 6.9×-2.0× | |
| EV / sales | 2.3×-0.4× | 2.7×+0.3× | 2.4×+0.4× | 2×-0.3× | |
| Earnings yield | 9.1%+3.9pp | 5.2%-2.8pp | 8%-1.0pp | 9%+1.1pp | |
| Dividend yield | 1.6%+0.4pp | 1.2%-0.1pp | 1.3%-0.3pp | 1.6%+0.4pp | |
| PEG ratio | 0.2×— | —— | 0.5×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Primerica's ratios come from?
- Every ratio is computed from Primerica's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
