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Primerica PRI Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Net margin22.8%+7.6pp15.2%-5.7pp21%+3.3pp17.7%0.0pp
EBITDA margin30.9%-1.1pp32%+1.8pp30.2%+1.0pp29.2%+3.2pp
Returns
Return on equity31.9%+10.2pp21.8%-6.4pp28.1%-3.6pp31.7%-2.8pp
Return on assets5.1%+1.9pp3.2%-0.7pp3.9%+0.8pp3%0.0pp
Return on invested capital45.7%-1.1pp46.8%+13.9pp32.9%-1.1pp34.1%-0.3pp
Efficiency
Asset turnover0.2×0.0×0.2×0.0×0.2×0.0×0.2×0.0×
Leverage
Debt-to-equity0.0×0.0×-0.3×0.3×-0.4×
Debt-to-assets0.0×0.0×0.0×0.0×
Net debt / EBITDA-0.7×-0.1×-0.6×0.0×-0.6×-0.8×0.2×-0.2×
Interest coverage41.7×+3.2×38.5×+8.5×30×+2.8×27.3×+5.2×
Per Share
Book value per share$74.84+13.3%$66.06+15.2%$57.35+7.6%$53.31+128%
Valuation
Market capitalization$8.25B-9.0%$9.06B+25.2%$7.23B+38.2%$5.23B-13.5%
Enterprise value$7.54B-10.5%$8.43B+25.8%$6.7B+24.4%$5.38B-14.6%
Price / earnings11×-8.3×19.3×+6.7×12.5×+1.4×11.2×-1.5×
Price / sales2.5×-0.4×2.9×+0.3×2.6×+0.7×-0.3×
Price / book3.4×-0.6×+0.5×3.5×+0.9×2.6×-4.0×
EV / EBITDA7.4×-1.1×8.5×+0.5×8.1×+1.1×6.9×-2.0×
EV / sales2.3×-0.4×2.7×+0.3×2.4×+0.4×-0.3×
Earnings yield9.1%+3.9pp5.2%-2.8pp8%-1.0pp9%+1.1pp
Dividend yield1.6%+0.4pp1.2%-0.1pp1.3%-0.3pp1.6%+0.4pp
PEG ratio0.2×0.5×

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Questions, answered.

Where do Primerica's ratios come from?
Every ratio is computed from Primerica's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.