Primerica PRI Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 23%+7.1pp | 22.8%+7.6pp | 22.4%+7.2pp | 21.5%+6.4pp | 15.9%-5.0pp | |
| EBITDA margin | 31.1%-1.0pp | 30.9%-1.1pp | 30.6%-1.7pp | 30.8%-0.9pp | 32.1%+1.8pp | |
| Returns | ||||||
| Return on equity | 32.3%+9.8pp | 31.9%+10.2pp | 34%+12.6pp | 30.7%+9.2pp | 22.6%-5.8pp | |
| Return on assets | 5.3%+1.9pp | 5.1%+1.9pp | 4.9%+1.7pp | 4.6%+1.6pp | 3.4%-0.5pp | |
| Return on invested capital | 43.8%-1.7pp | 45.7%-1.1pp | 46.9%+3.7pp | 44.2%-0.6pp | 45.5%+5.3pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -0.6×0.0× | -0.7×-0.1× | -0.6×-0.1× | -0.6×0.0× | -0.6×+0.1× | |
| Interest coverage | 43.1×+2.2× | 41.7×+3.2× | 40.3×+3.3× | 39.4×+5.0× | 40.9×+10.1× | |
| Per Share | ||||||
| Book value per share | $79.42+17.4% | $74.84+13.3% | $70.75+23.2% | $70.11+13.8% | $67.67+8.2% | |
| Valuation | ||||||
| Market capitalization | $7.93B-16.2% | $8.25B-9.0% | $8.99B-1.4% | $8.83B+6.9% | $9.46B+7.2% | |
| Enterprise value | $7.33B-17.5% | $7.54B-10.5% | $8.4B-2.6% | $8.26B+7.4% | $8.89B+7.2% | |
| Price / earnings | 10.3×-8.6× | 11×-8.3× | 12.5×-7.6× | 13×-5.6× | 18.9×+3.8× | |
| Price / sales | 2.4×-0.6× | 2.5×-0.4× | 2.8×-0.2× | 2.8×0.0× | 3×-0.1× | |
| Price / book | 3.1×-1.0× | 3.4×-0.6× | 3.9×-0.8× | 3.8×-0.1× | 4.2×+0.2× | |
| EV / EBITDA | 7×-1.8× | 7.4×-1.1× | 8.5×-0.4× | 8.5×+0.2× | 8.8×-1.0× | |
| EV / sales | 2.2×-0.6× | 2.3×-0.4× | 2.6×-0.3× | 2.6×0.0× | 2.8×-0.1× | |
| Earnings yield | 9.7%+4.4pp | 9.1%+3.9pp | 8%+3.0pp | 7.7%+2.3pp | 5.3%-1.3pp | |
| Dividend yield | 1.8%+0.5pp | 1.6%+0.4pp | 1.5%+0.3pp | 1.5%+0.3pp | 1.3%+0.2pp | |
| PEG ratio | 0.2×— | —— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Primerica's ratios come from?
- Every ratio is computed from Primerica's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
