Discontinued — last reported Q3 '23
Other
Cash surrender value
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ3 2023
How to read this metric
High surrender values relative to account balances may indicate potential liquidity pressure or high policyholder churn.
Detailed definition
The total amount that policyholders are entitled to receive if they voluntarily terminate their insurance contracts befo...
Peer comparison
Reported by life and annuity insurers to quantify potential short-term cash outflows related to policy terminations.
Metric ID:
other_cash_surrender_value_due_policyholders_amountProduct Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Guaranteed Universal Life | — | — | — | — | — | — | — | $11.61B |
| Variable Universal Life | $23.66B | $23.69B | $23.89B | $23.97B | $24.05B | $24.27B | $22.39B | $10.93B |
| Annuities | — | — | — | — | — | — | — | $3.40B |
| Gibraltar Life and Other | $34.06B | $37.77B | $36.84B | — | — | — | — | — |
| Individual Fixed | $8.19B | $9.53B | $10.31B | $11.32B | $12.53B | $13.88B | $15.44B | — |
| Individual Variable | $26.97B | $30.05B | $32.50B | $33.29B | $37.23B | $40.86B | $42.83B | — |
| Institutional | $18.75B | $19.53B | $19.06B | $19.44B | $21.12B | $22.46B | $23.37B | — |
| Life Planner | $11.28B | $12.64B | $12.19B | — | — | — | — | — |
| Total | — | — | — | — | — | — | — | — |
Gibraltar Life and Other, Individual Fixed, Individual Variable, Institutional, Life Planner were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments
| Segment | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 |
|---|---|---|---|---|
| International Businesses | $50.58B | $52.54B | $55.41B | $56.01B |
| Total | — | — | — | — |
Cash surrender value at Other Companies
Frequently Asked Questions
- What does cash surrender value mean?
- The total cash value policyholders can withdraw if they cancel their insurance policies today.