Group Insurance — Interest credited to policyholders’ account balances
Prudential Financial Group Insurance — Interest credited to policyholders’ account balances decreased by 10.8% to $33.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.7%, from $35.00M to $33.00M. Over 4 years (FY 2021 to FY 2025), Group Insurance — Interest credited to policyholders’ account balances shows a downward trend with a -5.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Higher credited interest increases costs, potentially compressing margins, while lower rates may reflect lower market interest rates or product design changes.
Detailed definition
This reflects the interest expense accrued on policyholder account balances, representing the cost of capital for produc...
Peer comparison
Common in life and annuity segments; comparable to interest expense on customer deposits in banking.
pru_segment_group_insurance_interest_credited_to_policyholders_account_balancesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $42.75M | $42.75M | $42.75M | $36.00M | $39.00M | $37.00M | $41.00M | $44.00M | $41.00M | $39.00M | $42.00M | $40.00M | $36.00M | $35.00M | $38.00M | $35.00M | $32.00M | $33.00M | $37.00M | $33.00M |
| QoQ Change | — | +0.0% | +0.0% | -15.8% | +8.3% | -5.1% | +10.8% | +7.3% | -6.8% | -4.9% | +7.7% | -4.8% | -10.0% | -2.8% | +8.6% | -7.9% | -8.6% | +3.1% | +12.1% | -10.8% |
| YoY Change | — | — | — | — | -8.8% | -13.5% | -4.1% | +22.2% | +5.1% | +5.4% | +2.4% | -9.1% | -12.2% | -10.3% | -9.5% | -12.5% | -11.1% | -5.7% | -2.6% | -5.7% |
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Frequently Asked Questions
- What is Prudential Financial's group insurance — interest credited to policyholders’ account balances?
- Prudential Financial (PRU) reported group insurance — interest credited to policyholders’ account balances of $33.00M in Q1 2026.
- How has Prudential Financial's group insurance — interest credited to policyholders’ account balances changed year-over-year?
- Prudential Financial's group insurance — interest credited to policyholders’ account balances decreased by 5.7% year-over-year, from $35.00M to $33.00M.
- What is the long-term trend for Prudential Financial's group insurance — interest credited to policyholders’ account balances?
- Over 4 years (2021 to 2025), Prudential Financial's group insurance — interest credited to policyholders’ account balances has grown at a -5.4% compound annual growth rate (CAGR), from $171.00M to $137.00M.
- What does group insurance — interest credited to policyholders’ account balances mean?
- The interest paid or credited to policyholders on their account balances.