Products & Services · Amortization expense

Guaranteed Universal Life — Amortization expense

Prudential Financial Guaranteed Universal Life — Amortization expense decreased by 16.7% to -$21.00M in Q1 2026 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2025
Last reportedQ1 2026

How to read this metric

An increase in amortization expense often reflects higher-than-expected policy lapses or changes in actuarial assumptions, which can compress margins, while a decrease may indicate stable or improving long-term profitability expectations.

Detailed definition

This represents the periodic charge to earnings resulting from the amortization of deferred acquisition costs (DAC) and...

Peer comparison

Comparable to DAC amortization metrics found in the life insurance segments of peers like MetLife or Lincoln Financial, though specific accounting treatments for universal life products vary by jurisdiction.

Metric ID: pru_segment_guaranteed_universal_life_amortization_expense

Historical Data

2 periods
 Q1 '25Q1 '26
Value-$18.00M-$21.00M
QoQ Change-16.7%
YoY Change-16.7%
Range-$21.00M-$18.00M
Avg YoY Growth-16.7%
Median YoY Growth-16.7%

Frequently Asked Questions

What is Prudential Financial's guaranteed universal life — amortization expense?
Prudential Financial (PRU) reported guaranteed universal life — amortization expense of -$21.00M in Q1 2026.
What does guaranteed universal life — amortization expense mean?
The portion of upfront policy acquisition costs recognized as an expense during the current period for Guaranteed Universal Life products.