Prudential Financial Individual Life — Amortization of deferred policy acquisition costs decreased by 0.9% to $108.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.8%, from $110.00M to $108.00M. Over 4 years (FY 2021 to FY 2025), Individual Life — Amortization of deferred policy acquisition costs shows relatively stable performance with a 2.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Consistent amortization indicates stable policy persistency and predictable expense recognition.
The periodic expense recognized as capitalized acquisition costs are amortized over the life of the insurance policies....
Standard amortization of DAC metric across the life insurance industry.
pru_segment_individual_life_amortization_of_deferred_policy_acquisition_costs| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $98.75M | $98.75M | $98.75M | $111.00M | $111.00M | $111.00M | $148.00M | $114.00M | $114.00M | $114.00M | $114.00M | $116.00M | $110.00M | $110.00M | $106.00M | $110.00M | $107.00M | $107.00M | $109.00M | $108.00M |
| QoQ Change | — | +0.0% | +0.0% | +12.4% | +0.0% | +0.0% | +33.3% | -23.0% | +0.0% | +0.0% | +0.0% | +1.8% | -5.2% | +0.0% | -3.6% | +3.8% | -2.7% | +0.0% | +1.9% | -0.9% |
| YoY Change | — | — | — | — | +12.4% | +12.4% | +49.9% | +2.7% | +2.7% | +2.7% | -23.0% | +1.8% | -3.5% | -3.5% | -7.0% | -5.2% | -2.7% | -2.7% | +2.8% | -1.8% |