Discontinued — last reported Q2 '25

Products & Services · Interest accrual

Individual Life — Interest accrual

Prudential Financial Individual Life — Interest accrual increased by 3.5% to 14800000000.0% in Q2 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.3%, from 13300000000.0% to 14800000000.0%. Over 3 years (FY 2021 to FY 2024), Individual Life — Interest accrual shows an upward trend with a 15.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2021
Last reportedQ2 2025Jul 31, 2025

How to read this metric

An increase reflects higher interest obligations, which may be driven by higher account balances or rising interest rate environments.

Detailed definition

The amount of interest credited to policyholder account balances based on contractual obligations or performance of unde...

Peer comparison

Similar to 'Interest Credited to Policyholder Accounts' or 'Policyholder Interest Expense' at other insurers.

Metric ID: pru_segment_individual_life_interest_accrual

Historical Data

17 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25
Value8,675,000,000%8,675,000,000%8,675,000,000%9,200,000,000%11,300,000,000%11,400,000,000%11,600,000,000%11,800,000,000%12,100,000,000%12,300,000,000%12,600,000,000%12,900,000,000%13,300,000,000%13,700,000,000%14,000,000,000%14,300,000,000%14,800,000,000%
QoQ Change+0.0%+0.0%+6.1%+22.8%+0.9%+1.8%+1.7%+2.5%+1.7%+2.4%+2.4%+3.1%+3.0%+2.2%+2.1%+3.5%
YoY Change+30.3%+31.4%+33.7%+28.3%+7.1%+7.9%+8.6%+9.3%+9.9%+11.4%+11.1%+10.9%+11.3%
Range8,675,000,000%14,800,000,000%
CAGR+14.3%
Avg YoY Growth+16.2%
Median YoY Growth+11.1%
Current Streak16+ quarters growth

Frequently Asked Questions

What is Prudential Financial's individual life — interest accrual?
Prudential Financial (PRU) reported individual life — interest accrual of 14800000000.0% in Q2 2025.
How has Prudential Financial's individual life — interest accrual changed year-over-year?
Prudential Financial's individual life — interest accrual increased by 11.3% year-over-year, from 13300000000.0% to 14800000000.0%.
What is the long-term trend for Prudential Financial's individual life — interest accrual?
Over 3 years (2021 to 2024), Prudential Financial's individual life — interest accrual has grown at a 15.8% compound annual growth rate (CAGR), from 34700000000.0% to 53900000000.0%.
What does individual life — interest accrual mean?
The interest expense credited to policyholder accounts during the period.