Discontinued — last reported Q2 '25
Prudential Financial Individual Life — Interest accrual increased by 3.5% to 14800000000.0% in Q2 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.3%, from 13300000000.0% to 14800000000.0%. Over 3 years (FY 2021 to FY 2024), Individual Life — Interest accrual shows an upward trend with a 15.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase reflects higher interest obligations, which may be driven by higher account balances or rising interest rate environments.
The amount of interest credited to policyholder account balances based on contractual obligations or performance of unde...
Similar to 'Interest Credited to Policyholder Accounts' or 'Policyholder Interest Expense' at other insurers.
pru_segment_individual_life_interest_accrual| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 8,675,000,000% | 8,675,000,000% | 8,675,000,000% | 9,200,000,000% | 11,300,000,000% | 11,400,000,000% | 11,600,000,000% | 11,800,000,000% | 12,100,000,000% | 12,300,000,000% | 12,600,000,000% | 12,900,000,000% | 13,300,000,000% | 13,700,000,000% | 14,000,000,000% | 14,300,000,000% | 14,800,000,000% |
| QoQ Change | — | +0.0% | +0.0% | +6.1% | +22.8% | +0.9% | +1.8% | +1.7% | +2.5% | +1.7% | +2.4% | +2.4% | +3.1% | +3.0% | +2.2% | +2.1% | +3.5% |
| YoY Change | — | — | — | — | +30.3% | +31.4% | +33.7% | +28.3% | +7.1% | +7.9% | +8.6% | +9.3% | +9.9% | +11.4% | +11.1% | +10.9% | +11.3% |