Life/Disability — Cash Surrender Value
Prudential Financial Life/Disability — Cash Surrender Value decreased by 7.1% to $3.60B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.7%, from $3.66B to $3.60B. Over 3 years (FY 2022 to FY 2025), Life/Disability — Cash Surrender Value shows relatively stable performance with a -2.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High surrender values relative to total liabilities may indicate potential liquidity pressure if policyholders choose to exit the contracts.
Detailed definition
This metric represents the total amount policyholders would be entitled to receive if they were to voluntarily terminate...
Peer comparison
Commonly referred to as 'Cash Surrender Value' or 'Surrender Value' in statutory and GAAP financial reporting for life insurers.
pru_segment_life_disability_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.74B | $3.70B | $4.14B | $4.18B | $4.15B | $3.98B | $3.99B | $3.97B | $4.02B | $3.81B | $3.79B | $3.84B | $3.89B | $3.66B | $3.67B | $3.70B | $3.87B | $3.60B |
| QoQ Change | — | -0.9% | +11.7% | +1.0% | -0.7% | -3.9% | +0.2% | -0.7% | +1.4% | -5.2% | -0.5% | +1.3% | +1.3% | -6.0% | +0.3% | +0.9% | +4.6% | -7.1% |
| YoY Change | — | — | — | — | +11.0% | +7.6% | -3.5% | -5.1% | -3.0% | -4.3% | -5.0% | -3.1% | -3.2% | -4.0% | -3.3% | -3.7% | -0.5% | -1.7% |
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Frequently Asked Questions
- What is Prudential Financial's life/disability — cash surrender value?
- Prudential Financial (PRU) reported life/disability — cash surrender value of $3.60B in Q1 2026.
- How has Prudential Financial's life/disability — cash surrender value changed year-over-year?
- Prudential Financial's life/disability — cash surrender value decreased by 1.7% year-over-year, from $3.66B to $3.60B.
- What is the long-term trend for Prudential Financial's life/disability — cash surrender value?
- Over 3 years (2022 to 2025), Prudential Financial's life/disability — cash surrender value has grown at a -2.7% compound annual growth rate (CAGR), from $16.16B to $14.90B.
- What does life/disability — cash surrender value mean?
- The total cash amount policyholders could withdraw if they canceled their policies today.