Prudential Financial Retirement Strategies — Amortization expense increased by 2.5% to $124.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.9%, from $116.00M to $124.00M. Over 4 years (FY 2021 to FY 2025), Retirement Strategies — Amortization expense shows a downward trend with a -5.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Changes in amortization often reflect shifts in the volume of new business or changes in the expected profitability of the existing book of business.
The periodic expense recognized for the amortization of intangible assets, such as Deferred Acquisition Costs (DAC), rel...
Standard accounting metric for insurance companies amortizing acquisition costs over the life of policies.
pru_segment_retirement_strategies_amortization_expense| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $145.25M | $145.25M | $145.25M | $98.00M | $94.00M | $100.00M | $173.00M | $97.00M | $89.00M | $89.00M | $90.00M | $93.00M | $98.00M | $98.00M | $116.00M | $109.00M | $118.00M | $121.00M | $124.00M |
| QoQ Change | — | +0.0% | +0.0% | -32.5% | -4.1% | +6.4% | +73.0% | -43.9% | -8.2% | +0.0% | +1.1% | +3.3% | +5.4% | +0.0% | +18.4% | -6.0% | +8.3% | +2.5% | +2.5% |
| YoY Change | — | — | — | — | -35.3% | -31.2% | +19.1% | -1.0% | -5.3% | -11.0% | -48.0% | -4.1% | +10.1% | +10.1% | +28.9% | +17.2% | +20.4% | +23.5% | +6.9% |