Retirement Strategies — Benefits, Losses and Expenses
Prudential Financial Retirement Strategies — Benefits, Losses and Expenses decreased by 26.7% to $3.87B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 36.4%, from $6.08B to $3.87B. Over 4 years (FY 2021 to FY 2025), Retirement Strategies — Benefits, Losses and Expenses shows relatively stable performance with a -1.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase relative to revenue indicates margin compression, while a decrease suggests improved underwriting or operational efficiency.
Detailed definition
The total cost burden of the retirement segment, encompassing policyholder benefits, claims, settlement expenses, and al...
Peer comparison
Equivalent to total segment costs or total benefits and expenses at peer insurance companies.
pru_segment_retirement_strategies_benefits_losses_and_expensesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $4.03B | $4.03B | $4.03B | $2.90B | $2.67B | $11.78B | $3.18B | $5.15B | $2.98B | $651.00M | $3.20B | $11.10B | $3.49B | $9.04B | $6.08B | $2.69B | $3.11B | $5.27B | $3.87B |
| QoQ Change | — | +0.0% | +0.0% | -28.1% | -8.0% | +342.0% | -73.0% | +61.8% | -42.1% | -78.2% | +391.7% | +246.7% | -68.5% | +158.8% | -32.7% | -55.7% | +15.5% | +69.5% | -26.7% |
| YoY Change | — | — | — | — | -33.9% | +192.2% | -21.1% | +77.6% | +11.8% | -94.5% | +0.6% | +115.6% | +17.1% | >999% | +89.9% | -75.7% | -10.9% | -41.6% | -36.4% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Prudential Financial's retirement strategies — benefits, losses and expenses?
- Prudential Financial (PRU) reported retirement strategies — benefits, losses and expenses of $3.87B in Q4 2025.
- How has Prudential Financial's retirement strategies — benefits, losses and expenses changed year-over-year?
- Prudential Financial's retirement strategies — benefits, losses and expenses decreased by 36.4% year-over-year, from $6.08B to $3.87B.
- What is the long-term trend for Prudential Financial's retirement strategies — benefits, losses and expenses?
- Over 4 years (2021 to 2025), Prudential Financial's retirement strategies — benefits, losses and expenses has grown at a -1.9% compound annual growth rate (CAGR), from $16.13B to $14.94B.
- What does retirement strategies — benefits, losses and expenses mean?
- The total cost of paying claims and operating the retirement segment.