Products & Services · Amortization

Variable/ Universal Life — Amortization

Prudential Financial Variable/ Universal Life — Amortization remained flat by 0.0% to -$3.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 50.0%, from -$2.50M to -$3.75M. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ1 2023
Last reportedQ4 2025

How to read this metric

Higher amortization reduces current period earnings, reflecting the recognition of past costs.

Detailed definition

This represents the periodic expense recognized from the systematic allocation of deferred reinsurance losses or acquisi...

Peer comparison

Standard across life insurance companies reporting under GAAP, comparable to DAC amortization.

Metric ID: pru_segment_variable_universal_life_amortization

Historical Data

3 years
 FY'23FY'24FY'25
Value$0.00-$10.00M-$15.00M
YoY Change-50.0%
Range-$15.00M$0.00
Avg YoY Growth-50.0%
Median YoY Growth-50.0%

Frequently Asked Questions

What is Prudential Financial's variable/ universal life — amortization?
Prudential Financial (PRU) reported variable/ universal life — amortization of -$3.75M in Q4 2025.
How has Prudential Financial's variable/ universal life — amortization changed year-over-year?
Prudential Financial's variable/ universal life — amortization decreased by 50.0% year-over-year, from -$2.50M to -$3.75M.
What does variable/ universal life — amortization mean?
The periodic expense recognized from spreading out deferred reinsurance or acquisition costs.