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Prudential Financial PRU Variable/ Universal Life — Amortization

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Other financials

Income statement

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Revenue$15.5B+15.3%
Net income$597.0M-15.6%
EPS (diluted)$1.68-14.3%

Balance sheet

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Cash & equivalents$15.9B-0.8%
Total debt$18.9B-3.4%
Total equity$32.0B+7.0%
Total assets$765.40B+3.5%

Cash flow

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Operating cash flow$1.0B+140%

Valuation

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Market cap$37.6B-0.1%
Enterprise value$40.54B+2.3%
P/E10.9×-11.4×
P/S0.6×0.0×

Profitability

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Net margin5.5%+1.6pp

Returns & leverage

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Return on equity11.2%+3.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept pru:DeferredReinsuranceGainAmortizationExpense.

The official record: Prudential Financial’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's variable/ universal life — amortization?
Prudential Financial (PRU) reported variable/ universal life — amortization of -$3.75M in Q4 2025.
How has Prudential Financial's variable/ universal life — amortization changed year-over-year?
Prudential Financial's variable/ universal life — amortization decreased by 0.0% year-over-year, from -$3.75M to -$3.75M.
What does variable/ universal life — amortization mean?
This represents the periodic expense recognized from the systematic allocation of deferred reinsurance losses or acquisition costs. It reflects the consumption of these assets over the expected duration of the insurance contracts. Investors use this to assess the ongoing impact of past reinsurance or acquisition decisions on current earnings.