Variable Universal Life — Range of Guaranteed Minimum Crediting Rates
Prudential Financial Variable Universal Life — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.04 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.04 to $0.04. Over 3 years (FY 2022 to FY 2025), Variable Universal Life — Range of Guaranteed Minimum Crediting Rates shows relatively stable performance with a 0.0% CAGR.
Analysis
How to read this metric
Higher rates increase policyholder attractiveness but raise the insurer's financial liability risk during low-interest-rate environments.
Detailed definition
This represents the spectrum of minimum interest rates the insurer contractually guarantees to credit to policyholder ac...
Peer comparison
Commonly disclosed by life insurers as 'guaranteed minimum interest rates' or 'crediting rate floors'.
pru_segment_variable_universal_life_range_of_guaranteed_minimum_crediting_ratesHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is Prudential Financial's variable universal life — range of guaranteed minimum crediting rates?
- Prudential Financial (PRU) reported variable universal life — range of guaranteed minimum crediting rates of $0.04 in Q1 2026.
- How has Prudential Financial's variable universal life — range of guaranteed minimum crediting rates changed year-over-year?
- Prudential Financial's variable universal life — range of guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.04 to $0.04.
- What is the long-term trend for Prudential Financial's variable universal life — range of guaranteed minimum crediting rates?
- Over 3 years (2022 to 2025), Prudential Financial's variable universal life — range of guaranteed minimum crediting rates has grown at a 0.0% compound annual growth rate (CAGR), from $0.16 to $0.16.
- What does variable universal life — range of guaranteed minimum crediting rates mean?
- The range of minimum interest rates guaranteed to be credited to variable universal life policyholders.