Other
Transaction and credit losses
PayPal Holdings, Inc. Transaction and credit losses decreased by 3.1% to $378.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.9%, from $371.00M to $378.00M. Over 4 years (FY 2021 to FY 2025), Transaction and credit losses shows an upward trend with a 12.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2018
Last reportedQ1 2026May 5, 2026
How to read this metric
A decrease indicates improved fraud detection and credit underwriting quality, while an increase suggests rising risk exposure.
Detailed definition
Provisions for losses arising from fraudulent transactions, chargebacks, and defaults on credit products offered to cust...
Peer comparison
Standard for financial services and lending institutions; benchmarked against industry-standard loss rates.
Metric ID:
other_transaction_and_credit_lossesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $169.00M | $268.00M | $350.00M | $369.00M | $448.00M | $367.00M | $388.00M | $442.00M | $398.00M | $446.00M | $396.00M | $321.00M | $335.00M | $352.00M | $434.00M | $371.00M | $476.00M | $483.00M | $390.00M | $378.00M |
| QoQ Change | — | +58.6% | +30.6% | +5.4% | +21.4% | -18.1% | +5.7% | +13.9% | -10.0% | +12.1% | -11.2% | -18.9% | +4.4% | +5.1% | +23.3% | -14.5% | +28.3% | +1.5% | -19.3% | -3.1% |
| YoY Change | — | — | — | — | +165.1% | +36.9% | +10.9% | +19.8% | -11.2% | +21.5% | +2.1% | -27.4% | -15.8% | -21.1% | +9.6% | +15.6% | +42.1% | +37.2% | -10.1% | +1.9% |
Range$169.00M – $483.00M
CAGR+18.5%
Avg YoY Growth+17.3%
Median YoY Growth+10.2%
Current Streak2 quarters decline
Transaction and credit losses at Other Companies
Frequently Asked Questions
- What is PayPal Holdings, Inc.'s transaction and credit losses?
- PayPal Holdings, Inc. (PYPL) reported transaction and credit losses of $378.00M in Q1 2026.
- How has PayPal Holdings, Inc.'s transaction and credit losses changed year-over-year?
- PayPal Holdings, Inc.'s transaction and credit losses increased by 1.9% year-over-year, from $371.00M to $378.00M.
- What is the long-term trend for PayPal Holdings, Inc.'s transaction and credit losses?
- Over 4 years (2021 to 2025), PayPal Holdings, Inc.'s transaction and credit losses has grown at a 12.9% compound annual growth rate (CAGR), from $1.06B to $1.72B.
- What does transaction and credit losses mean?
- The amount of money lost due to fraud, customer chargebacks, or unpaid credit balances.