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Chime Financial, Inc. CHYM Transaction and risk losses
Transaction and risk losses at other companies
Other financials
Where this comes from
Reported directly by Chime Financial, Inc. in its filing.
Tagged under the XBRL concept chym:TransactionAndRiskLosses.
The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 4:11 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001795586-26-000048
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Cost of revenue | 74,895 | 67,120 | 141,969 | 127,538 |
| Gross profit | 594,873 | 461,029 | 1,175,186 | 919,355 |
| Operating expenses: | ||||
| Transaction and risk losses | 103,287 | 98,247 | 192,192 | 207,392 |
| Member support and operations | 109,555 | 203,097 | 204,954 | 281,706 |
| Sales and marketing | 164,159 | 185,006 | 329,590 | 317,579 |
| Technology and development | 112,111 | 621,754 | 221,891 | 699,636 |
| General and administrative | 80,142 | 279,667 | 150,609 | 326,840 |
Item 1. Financial Statements (unaudited)
FAQ
- What is Chime Financial, Inc.'s transaction and risk losses?
- Chime Financial, Inc. (CHYM) reported transaction and risk losses of $103.29M in Q2 2026.
- How has Chime Financial, Inc.'s transaction and risk losses changed year-over-year?
- Chime Financial, Inc.'s transaction and risk losses increased by 5.1% year-over-year, from $98.25M to $103.29M.
- What is the long-term trend for Chime Financial, Inc.'s transaction and risk losses?
- Over 2 years (2023 to 2025), Chime Financial, Inc.'s transaction and risk losses has grown at a 63.5% compound annual growth rate (CAGR), from $152.38M to $407.32M.
- What does transaction and risk losses mean?
- This metric represents the costs associated with fraudulent activities, unauthorized transactions, and credit defaults inherent in the company's financial service offerings. It serves as a critical indicator of the effectiveness of the company's risk management frameworks and fraud detection systems. Monitoring this expense helps investors assess the quality of the company's loan portfolio and the sustainability of its transaction-based business model.
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