Skip to content
OpenCapital
Get started

Republic Bancorp RBCAA Technology & Communications

Segments

By segment

See full
Republic Credit Solutions Division$987K+2.9%
Tax Refund Solutions$89K-51.9%
Warehouse Lending$48K+37.1%
Republic Payment Solutions$20K+17.6%

Other financials

Income statement

See full
Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

See full
Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

See full
Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

See full
Market cap$1.72B+11.2%
Enterprise value$1.16B+67.3%
P/E13.6×+0.5×
P/S4.3×+0.4×

Profitability

See full
Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

See full
Return on equity11.7%-0.3pp
Debt / equity0×0.0×

Questions, answered.

What does technology & communications mean?
Spending on technology systems, digital platforms, cybersecurity, data centers, telecommunications, and related infrastructure.