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Republic Bancorp RBCAA Republic Processing Group — Interest Income Expense Net

Other segment segments

Warehouse Lending
$3.74M+5.5%
Republic Payment Solutions
$3.01M-15.6%
Tax Refund Solutions
$27K-56.5%

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Other financials

Income statement

See full
Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.95B+45.0%
Enterprise value$1.62B+81.7%
P/E15.2×+4.4×
P/S4.8×+1.5×

Profitability

See full
Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Net interest income (1)$60,375$3,744$64,119$27$3,006$14,550$17,583$81,702
Noninterest income:
Service charges on deposit accounts4,044234,067114,068
Net refund transfer fees3,2083,2083,208
Mortgage banking income (1)1,7991,7991,799
Interchange fee income3,5903,59033333,623
Program fees (1)7434,3155,0585,058
Increase in cash surrender value of BOLI (1)943943943

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's republic processing group — interest income expense net?
Republic Bancorp (RBCAA) reported republic processing group — interest income expense net of $17.58M in Q2 2026.
How has Republic Bancorp's republic processing group — interest income expense net changed year-over-year?
Republic Bancorp's republic processing group — interest income expense net increased by 8.1% year-over-year, from $16.27M to $17.58M.
What is the long-term trend for Republic Bancorp's republic processing group — interest income expense net?
Over 4 years (2021 to 2025), Republic Bancorp's republic processing group — interest income expense net has grown at a 24.3% compound annual growth rate (CAGR), from $39.11M to $93.44M.
What does republic processing group — interest income expense net mean?
This metric represents the net result of interest income earned on assets minus interest expense paid on liabilities within the segment. It measures the core profitability generated from the segment's interest-earning activities and funding costs. A positive trend indicates effective management of the net interest spread and asset-liability positioning.

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