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Rhinebeck Bancorp, Inc. RBKB Escrow payable for property taxes and insurance

Escrow payable for property taxes and insurance at other companies

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Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s escrow payable for property taxes and insurance?
Rhinebeck Bancorp, Inc. (RBKB) reported escrow payable for property taxes and insurance of $7.89M in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s escrow payable for property taxes and insurance changed year-over-year?
Rhinebeck Bancorp, Inc.'s escrow payable for property taxes and insurance increased by 3.5% year-over-year, from $7.63M to $7.89M.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s escrow payable for property taxes and insurance?
Over 5 years (2020 to 2025), Rhinebeck Bancorp, Inc.'s escrow payable for property taxes and insurance has grown at a 2.0% compound annual growth rate (CAGR), from $8.49M to $9.4M.
What does escrow payable for property taxes and insurance mean?
Funds held by the bank on behalf of borrowers to cover future property tax and insurance obligations associated with mortgaged properties. These escrow balances represent a liability to the bank and are typically held in non-interest-bearing accounts. They provide a stable, low-cost source of liquidity while mitigating risk related to collateral protection.