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Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s year five?
Rhinebeck Bancorp, Inc. (RBKB) reported year five of $176.66M in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s year five changed year-over-year?
Rhinebeck Bancorp, Inc.'s year five increased by 46.1% year-over-year, from $120.93M to $176.66M.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s year five?
Over 2 years (2023 to 2025), Rhinebeck Bancorp, Inc.'s year five has grown at a 5.6% compound annual growth rate (CAGR), from $80.13M to $89.35M.
What does year five mean?
This represents the portion of the loan portfolio scheduled to mature or reprice during the fifth year. It provides insight into the bank's long-term lending commitments and the expected timing of cash inflows. This metric is critical for assessing the bank's structural interest rate risk and long-term capital deployment.