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Rhinebeck Bancorp, Inc. RBKB Financing Receivable Nonaccrual Allowance For Credit Loss Excluding Accrued Interest

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Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept rbkb:FinancingReceivableNonaccrualAllowanceForCreditLossExcludingAccruedInterest.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s financing receivable nonaccrual allowance for credit loss excluding accrued interest?
Rhinebeck Bancorp, Inc. (RBKB) reported financing receivable nonaccrual allowance for credit loss excluding accrued interest of $136K in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s financing receivable nonaccrual allowance for credit loss excluding accrued interest changed year-over-year?
Rhinebeck Bancorp, Inc.'s financing receivable nonaccrual allowance for credit loss excluding accrued interest decreased by 26.1% year-over-year, from $184K to $136K.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s financing receivable nonaccrual allowance for credit loss excluding accrued interest?
Over 2 years (2023 to 2025), Rhinebeck Bancorp, Inc.'s financing receivable nonaccrual allowance for credit loss excluding accrued interest has grown at a 5.9% compound annual growth rate (CAGR), from $214K to $240K.
What does financing receivable nonaccrual allowance for credit loss excluding accrued interest mean?
This represents the specific allowance for credit losses allocated to financing receivables that are currently on nonaccrual status. It quantifies the bank's estimated potential loss on loans where interest collection is no longer probable. This metric is vital for understanding the adequacy of the bank's reserves against identified problem loans.