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Rhinebeck Bancorp, Inc. RBKB MSRs financing liability

MSRs financing liability at other companies

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Magyar BancorpMGYR
$56.7M+12.9%

Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ServicingLiabilityAtFairValueAmount.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s msrs financing liability?
Rhinebeck Bancorp, Inc. (RBKB) reported msrs financing liability of $7.98M in Q1 2026.
How has Rhinebeck Bancorp, Inc.'s msrs financing liability changed year-over-year?
Rhinebeck Bancorp, Inc.'s msrs financing liability increased by 4.6% year-over-year, from $7.63M to $7.98M.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s msrs financing liability?
Over 2 years (2023 to 2025), Rhinebeck Bancorp, Inc.'s msrs financing liability has grown at a 0.7% compound annual growth rate (CAGR), from $9.27M to $9.4M.
What does msrs financing liability mean?
The fair value of liabilities associated with the obligation to service mortgage loans, often arising when the cost of servicing exceeds the expected fee income. This metric is critical for assessing the net economic impact of the bank's mortgage servicing operations.