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Rhinebeck Bancorp, Inc. RBKB Net change in short-term borrowings

Net change in short-term borrowings at other companies

ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
-$20M
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$15M+50.0%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
-$29M+14.7%
PCB Bancorp logo
PCB BancorpPCB
-$34M-327%

Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRepaymentsOfShortTermDebt.

The official record: Rhinebeck Bancorp, Inc.’s 10-Q, filed August 12, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s net change in short-term borrowings?
Rhinebeck Bancorp, Inc. (RBKB) reported net change in short-term borrowings of -$29.1M in Q2 2025.
How has Rhinebeck Bancorp, Inc.'s net change in short-term borrowings changed year-over-year?
Rhinebeck Bancorp, Inc.'s net change in short-term borrowings decreased by 191.0% year-over-year, from -$10M to -$29.1M.
What does net change in short-term borrowings mean?
Net change in short-term borrowings — new borrowings minus repayments, presented net due to high volume and short maturities.