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Rhinebeck Bancorp, Inc. RBKB Weighted-Average Discount Rate

Weighted-Average Discount Rate at other companies

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4.4%

Other financials

Income statement

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Revenue$12.7M-1.0%
Net income$2.2M-3.1%
EPS (diluted)$0.20-4.8%

Balance sheet

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Cash & equivalents$112.9M+123%
Total debt$11.3M-8.9%
Total equity$138.6M+10.1%
Total assets$1.3B+2.3%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$191.15M+42.5%
Enterprise value$89.57M+57.5%
P/E19.2×
P/S3.6×-0.4×

Profitability

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Net margin18.7%+12.0pp
FCF margin18%

Returns & leverage

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Return on equity7.5%+5.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.

The official record: Rhinebeck Bancorp, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s weighted-average discount rate?
Rhinebeck Bancorp, Inc. (RBKB) reported weighted-average discount rate of 5.5% in Q4 2025.
How has Rhinebeck Bancorp, Inc.'s weighted-average discount rate changed year-over-year?
Rhinebeck Bancorp, Inc.'s weighted-average discount rate decreased by 0.9% year-over-year, from 5.5% to 5.5%.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s weighted-average discount rate?
Over 5 years (2020 to 2025), Rhinebeck Bancorp, Inc.'s weighted-average discount rate has grown at a 16.9% compound annual growth rate (CAGR), from 2.5% to 5.5%.
What does weighted-average discount rate mean?
This represents the average interest rate used to calculate the present value of the company's lease liabilities. It reflects the company's incremental borrowing rate or the rate implicit in the leases. This metric is essential for understanding the cost of capital embedded in the company's off-balance-sheet financing arrangements.