Non-Current Assets

Loans 90+ Days Past Due

Ready Capital Loans 90+ Days Past Due increased by 5241.1% to $4.81M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 95.1%, from $97.17M to $4.81M. Over 2 years (FY 2023 to FY 2025), Loans 90+ Days Past Due shows a downward trend with a -98.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2023
Last reportedQ1 2026May 8, 2026

How to read this metric

An increase is a negative signal indicating potential future credit losses and weakening asset quality.

Detailed definition

This metric tracks the total balance of loans that are 90 days or more past their scheduled payment date but are still c...

Peer comparison

A standard asset quality metric across the banking industry.

Metric ID: bank_loans_90_days_past_due

Historical Data

8 periods
 Q4 '23Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$634.00M$257.87M$89.37M$97.17M$106.74M$118.92M$90.00K$4.81M
QoQ Change-59.3%-65.3%+8.7%+9.8%+11.4%-99.9%>999%
YoY Change-85.9%-53.9%-99.9%-95.1%
Range$90.00K$634.00M
CAGR-93.9%
Avg YoY Growth-83.7%
Median YoY Growth-90.5%

Frequently Asked Questions

What is Ready Capital's loans 90+ days past due?
Ready Capital (RC) reported loans 90+ days past due of $4.81M in Q1 2026.
How has Ready Capital's loans 90+ days past due changed year-over-year?
Ready Capital's loans 90+ days past due decreased by 95.1% year-over-year, from $97.17M to $4.81M.
What is the long-term trend for Ready Capital's loans 90+ days past due?
Over 2 years (2023 to 2025), Ready Capital's loans 90+ days past due has grown at a -98.8% compound annual growth rate (CAGR), from $634.00M to $90.00K.
What does loans 90+ days past due mean?
The total amount of loans that are at least 90 days late on payments but not yet classified as non-accrual.