What is Ready Capital's nonperforming loans and leases percentage?

Ready Capital (RC) reported nonperforming loans and leases percentage of 29.3% in Q1 2026.

How has Ready Capital's nonperforming loans and leases percentage changed year-over-year?

Ready Capital's nonperforming loans and leases percentage increased by 166.4% year-over-year, from 11.0% to 29.3%.

What is the long-term trend for Ready Capital's nonperforming loans and leases percentage?

Over 2 years (2023 to 2025), Ready Capital's nonperforming loans and leases percentage has grown at a 107.9% compound annual growth rate (CAGR), from 5.9% to 25.5%.

What does nonperforming loans and leases percentage mean?

The percentage of total loans that are not currently generating interest income due to delinquency or default.

Other

Nonperforming Loans and Leases Percentage

Ready Capital Nonperforming Loans and Leases Percentage increased by 14.9% to 29.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 166.4%, from 11.0% to 29.3%. Over 2 years (FY 2023 to FY 2025), Nonperforming Loans and Leases Percentage shows an upward trend with a 107.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement

SectionOther

CategoryRisk

SignalLower is better

VolatilityModerate

First reportedQ4 2023

Last reportedQ1 2026May 8, 2026

How to read this metric

A lower percentage indicates strong credit quality and effective risk management, while an increase signals rising credit stress.

Detailed definition

This metric measures the proportion of the total loan and lease portfolio that is classified as nonperforming, typically...

Peer comparison

A standard industry benchmark for credit risk, compared across all commercial and retail banks.

Metric ID: bank_nonperforming_loans_pct

Historical Data

8 periods

	Q4 '23	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Value	5.9%	2.8%	6.3%	11%	11.5%	7.2%	25.5%	29.3%
QoQ Change	—	-52.5%	+125.0%	+74.6%	+4.5%	-37.4%	+254.2%	+14.9%
YoY Change	—	—	+6.8%	—	—	+157.1%	+304.8%	+166.4%

Range2.8% – 29.3%

CAGR+149.9%

Avg YoY Growth+158.8%

Median YoY Growth+161.8%

Current Streak2 quarters growth

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Frequently Asked Questions

What is Ready Capital's nonperforming loans and leases percentage?: Ready Capital (RC) reported nonperforming loans and leases percentage of 29.3% in Q1 2026.
How has Ready Capital's nonperforming loans and leases percentage changed year-over-year?: Ready Capital's nonperforming loans and leases percentage increased by 166.4% year-over-year, from 11.0% to 29.3%.
What is the long-term trend for Ready Capital's nonperforming loans and leases percentage?: Over 2 years (2023 to 2025), Ready Capital's nonperforming loans and leases percentage has grown at a 107.9% compound annual growth rate (CAGR), from 5.9% to 25.5%.
What does nonperforming loans and leases percentage mean?: The percentage of total loans that are not currently generating interest income due to delinquency or default.