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Ready Capital RC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$7.62M+1,680%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$30.53M+23.2%
MFA Financial logo
MFA FinancialMFA
$59.43M+3.6%
Ladder Capital logo
Ladder CapitalLADR
$23.05M+12.9%
Merchants Bancorp logo
Merchants BancorpMBIN
$113.35M-1.0%
BV Financial, Inc. logo
BV Financial, Inc.BVFL
$9.12M+9.3%

Segments

By segment

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LMM Commercial Real Estate-$88.3M-172%
Small Business Lending$2.29M+51.8%

Other financials

Income statement

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Revenue$81.7M-47.3%
Net income-$200.1M-344%
EPS (diluted)-$1.25-372%

Balance sheet

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Cash & equivalents$241.2M-2.9%
Total debt$1.4B-37.8%
Total equity$1.3B-31.0%
Total assets$6.3B-36.7%

Cash flow

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Operating cash flow$590.2M+444%

Valuation

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Market cap$267.65M-65.8%
Enterprise value$1.39B-46.6%
P/S0.5×-0.5×

Profitability

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Net margin-101.4%-200pp

Returns & leverage

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Return on equity-30.7%-102pp
Debt / equity-0.1×

Where this comes from

Reported directly by Ready Capital in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Ready Capital’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ready Capital's net interest income (after provisions)?
Ready Capital (RC) reported net interest income (after provisions) of -$86.01M in Q1 2026.
How has Ready Capital's net interest income (after provisions) changed year-over-year?
Ready Capital's net interest income (after provisions) decreased by 169.3% year-over-year, from $124.07M to -$86.01M.
What is the long-term trend for Ready Capital's net interest income (after provisions)?
Over 4 years (2021 to 2025), Ready Capital's net interest income (after provisions) has grown at a -35.3% compound annual growth rate (CAGR), from $182.78M to -$32M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, representing the net revenue available after accounting for expected credit risk. This metric provides a more accurate view of the actual earnings generated by the lending business after considering the cost of potential defaults. It is a key indicator of risk-adjusted profitability.