Operating
Valuation allowance, loans held for sale
Ready Capital Valuation allowance, loans held for sale increased by 103.7% to $6.56M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 93.4%, from $99.72M to $6.56M. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalHigher is better
VolatilityVolatile
First reportedQ1 2023
Last reportedQ1 2026May 8, 2026
How to read this metric
A recovery signals improved market conditions or credit quality, while an increase in allowance signals deteriorating asset values.
Detailed definition
Represents the periodic adjustment to the valuation allowance for loans classified as held for sale. This reflects chang...
Peer comparison
Common in mortgage REITs and commercial lenders; peers often report this as a component of provision for credit losses or fair value adjustments.
Metric ID:
operating_loan_held_for_sale_valuation_allowance_recoveryHistorical Data
8 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q3 '24 | Q1 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | $0.00 | -$71.06M | $99.72M | -$178.23M | $6.56M |
| QoQ Change | — | — | — | — | — | +240.3% | -278.7% | +103.7% |
| YoY Change | — | — | — | — | — | — | -150.8% | -93.4% |
Range-$178.23M – $99.72M
Avg YoY Growth-122.1%
Median YoY Growth-122.1%
Business Segments
| Segment | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|
| LMM Commercial Real Estate | — | — | $99.72M | $39.75M | -$178.23M | — | $6.56M |
| Small Business Lending | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total | -$71.06M | — | $99.72M | — | -$178.23M | — | $6.56M |
Valuation allowance, loans held for sale at Other Companies
Frequently Asked Questions
- What is Ready Capital's valuation allowance, loans held for sale?
- Ready Capital (RC) reported valuation allowance, loans held for sale of $6.56M in Q1 2026.
- How has Ready Capital's valuation allowance, loans held for sale changed year-over-year?
- Ready Capital's valuation allowance, loans held for sale decreased by 93.4% year-over-year, from $99.72M to $6.56M.
- What does valuation allowance, loans held for sale mean?
- The net change in the valuation reserve for loans held for sale due to market value or credit quality adjustments.