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Camden National CAC Allowance for Credit Losses on Loans Held for Sale

Allowance for Credit Losses on Loans Held for Sale at other companies

Camden National logo
Camden NationalCAC
$15M+37.6%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$213K-76.3%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$52.46M-20.7%
Popular logo
PopularBPOP
$5.9M+7.6%
ESQ
Esquire Financial Holdings, Inc.ESQ
$23.54M+21.0%
Hannon Armstrong Sustainable Infrastructure Capital logo
Hannon Armstrong Sustainable Infrastructure CapitalHASI
$35.81M

Other financials

Income statement

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Revenue$64.3M+7.1%
Net income$21.9M+199%
EPS (diluted)$1.29+200%

Balance sheet

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Cash & equivalents$133.7M-39.0%
Total debt$514.3M-9.4%
Total equity$710.0M+10.9%
Total assets$7.0B0.0%

Cash flow

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Operating cash flow$20.0M+1,835%
CapEx$1.8M+0.9%
Free cash flow$18.2M+2,608%

Valuation

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Market cap$898.68M+37.9%
Enterprise value$1.28B+27.9%
P/E11.3×-2.6×
P/S3.5×+0.1×

Profitability

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Net margin30.7%+6.6pp
FCF margin29.7%

Returns & leverage

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Return on equity11.8%+3.6pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept us-gaap:ReceivablesHeldForSaleAmount.

The official record: Camden National’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Camden National's allowance for credit losses on loans held for sale?
Camden National (CAC) reported allowance for credit losses on loans held for sale of $15M in Q4 2025.
How has Camden National's allowance for credit losses on loans held for sale changed year-over-year?
Camden National's allowance for credit losses on loans held for sale increased by 37.6% year-over-year, from $10.9M to $15M.
What is the long-term trend for Camden National's allowance for credit losses on loans held for sale?
Over 5 years (2020 to 2025), Camden National's allowance for credit losses on loans held for sale has grown at a -18.0% compound annual growth rate (CAGR), from $40.5M to $15M.
What does allowance for credit losses on loans held for sale mean?
This is the valuation allowance established to account for estimated credit losses on loans specifically classified as held for sale. It reflects management's assessment of potential credit deterioration before these assets are sold to secondary market investors. A higher allowance may indicate increased credit risk or declining market conditions for the underlying loan portfolio.