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Pathward Financial, Inc. CASH Allowance for credit losses

Allowance for credit losses at other companies

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$916.75K
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$25.93B+2.9%
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$15.7M-34.4%

Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:AllowanceForLoanLosses.

The official record: Pathward Financial, Inc.’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s allowance for credit losses?
Pathward Financial, Inc. (CASH) reported allowance for credit losses of $52.46M in Q3 2025.
How has Pathward Financial, Inc.'s allowance for credit losses changed year-over-year?
Pathward Financial, Inc.'s allowance for credit losses decreased by 20.7% year-over-year, from $66.14M to $52.46M.
What is the long-term trend for Pathward Financial, Inc.'s allowance for credit losses?
Over 5 years (2020 to 2025), Pathward Financial, Inc.'s allowance for credit losses has grown at a 1.2% compound annual growth rate (CAGR), from $49.34M to $52.46M.
What does allowance for credit losses mean?
This is a contra-asset account representing the estimated amount of credit losses inherent in the loan portfolio. It is a critical reserve established to cover potential defaults and non-performing loans. Changes in this balance reflect management's outlook on credit quality and the broader economic environment.