Operating

Proceeds from Sale and Principal Repayments on Loans Held For Sale at Fair Value

Ready Capital Proceeds from Sale and Principal Repayments on Loans Held For Sale at Fair Value increased by 651.1% to $596.03M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 568.9%, from $89.11M to $596.03M. Over 2 years (FY 2021 to FY 2025), Proceeds from Sale and Principal Repayments on Loans Held For Sale at Fair Value shows an upward trend with a 184.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2016
Last reportedQ1 2026May 8, 2026

How to read this metric

Higher proceeds indicate high loan turnover and strong liquidity generation from the lending portfolio.

Detailed definition

The total cash inflow generated from the sale of loans held for sale and the collection of principal payments on those l...

Peer comparison

Standard for mortgage and commercial lenders; peers report this as a primary source of operating cash flow.

Metric ID: operating_proceeds_from_sale_and_principal_repayments_on_782af3

Historical Data

17 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q1 '23Q2 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.49B$1.34B-$4.38B$1.01B$1.06B$12.73M$19.85M$3.34M$11.55M$37.36M$221.50M$55.62M$89.11M$0.00$506.07M$79.35M$596.03M
QoQ Change-9.9%-427.6%+123.1%+4.2%-98.8%+55.9%-83.2%+246.4%+223.4%+492.9%-74.9%+60.2%-100.0%-84.3%+651.1%
YoY Change-28.9%-98.7%-98.1%-9.3%+88.2%>999%+671.3%-100.0%+128.5%+42.7%+568.9%
Range-$4.38B$1.49B
CAGR-20.4%
Avg YoY Growth+248.4%
Median YoY Growth+42.7%

Frequently Asked Questions

What is Ready Capital's proceeds from sale and principal repayments on loans held for sale at fair value?
Ready Capital (RC) reported proceeds from sale and principal repayments on loans held for sale at fair value of $596.03M in Q1 2026.
How has Ready Capital's proceeds from sale and principal repayments on loans held for sale at fair value changed year-over-year?
Ready Capital's proceeds from sale and principal repayments on loans held for sale at fair value increased by 568.9% year-over-year, from $89.11M to $596.03M.
What is the long-term trend for Ready Capital's proceeds from sale and principal repayments on loans held for sale at fair value?
Over 2 years (2021 to 2025), Ready Capital's proceeds from sale and principal repayments on loans held for sale at fair value has grown at a 184.0% compound annual growth rate (CAGR), from -$83.63M to $674.53M.
What does proceeds from sale and principal repayments on loans held for sale at fair value mean?
Cash collected from selling loans or receiving principal payments on loans held for sale.