Servicing income, net of amortization and impairment of $6,587 and $5,294
Ready Capital Servicing income, net of amortization and impairment of $6,587 and $5,294 increased by 7.5% to $5.42M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 16.0%, from $6.46M to $5.42M. Over 2 years (FY 2023 to FY 2025), Servicing income, net of amortization and impairment of $6,587 and $5,294 shows a downward trend with a -6.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates a larger servicing portfolio or improved efficiency in managing servicing rights.
Detailed definition
Revenue generated from servicing loans for third parties, net of amortization and impairment of the associated servicing...
Peer comparison
Standard for mortgage servicers; peers report this as net servicing income.
other_bank_servicing_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $11.93M | $10.24M | $10.53M | $14.57M | $12.19M | $4.64M | $5.04M | $6.87M | $4.61M | $3.76M | $3.27M | $5.42M | $4.11M | $6.46M | -$304K | $7.51M | $5.04M | $5.42M |
| QoQ Change | — | -14.1% | +2.8% | +38.3% | -16.3% | -61.9% | +8.6% | +36.3% | -32.8% | -18.5% | -13.0% | +65.5% | -24.1% | +57.0% | -104.7% | >999% | -32.9% | +7.5% |
| YoY Change | — | — | — | +22.1% | +19.0% | -55.9% | -65.4% | -43.7% | — | -19.0% | -35.1% | -21.1% | -10.9% | +71.8% | -109.3% | +38.7% | +22.6% | -16.0% |
Business Segments — Residential Mortgage Banking
| Segment | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q2 '24 | Q3 '24 | Q1 '25 |
|---|---|---|---|---|---|---|---|---|
| Small Business Lending | $1.99M | $3.55M | $3.15M | $5.67M | $2.98M | $2.02M | $3.97M | $5.04M |
| LMM Commercial Real Estate | $1.16M | — | — | — | $1.64M | $1.26M | $1.45M | $1.42M |
| Residential Mortgage Banking | $9.01M | $9.36M | $9.39M | $9.17M | — | — | — | — |
| Sbc Lending And Acquisitions | $1.19M | $1.09M | $1.89M | $1.2M | — | — | — | — |
| Total | $12.19M | $4.64M | $5.04M | $6.87M | $4.61M | $3.27M | $5.42M | $6.46M |
LMM Commercial Real Estate, Residential Mortgage Banking, Sbc Lending And Acquisitions, Small Business Lending were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments — Small Business Lending
| Segment | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|
| Small Business Lending | $5.04M | -$2.24M | $6.35M | $3.17M | $3.82M |
| LMM Commercial Real Estate | $1.42M | $1.93M | $1.16M | $1.87M | $1.6M |
| Total | $6.46M | -$304K | $7.51M | $5.04M | $5.42M |
Servicing income, net of amortization and impairment of $6,587 and $5,294 at Other Companies
Frequently Asked Questions
- What is Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294?
- Ready Capital (RC) reported servicing income, net of amortization and impairment of $6,587 and $5,294 of $5.42M in Q1 2026.
- How has Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294 changed year-over-year?
- Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294 decreased by 16.0% year-over-year, from $6.46M to $5.42M.
- What is the long-term trend for Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294?
- Over 2 years (2023 to 2025), Ready Capital's servicing income, net of amortization and impairment of $6,587 and $5,294 has grown at a -6.0% compound annual growth rate (CAGR), from $21.16M to $18.7M.
- What does servicing income, net of amortization and impairment of $6,587 and $5,294 mean?
- Net income earned from managing and collecting payments on loans for other parties.